LTV · monthly repayment
▼ 0.50% · 3.625%
HK$21,983
−HK$1,378/mo
▼ 0.25% · 3.875%
HK$22,667
−HK$694/mo
Today · 4.125%
HK$23,361
baseline
▲ 0.50% · 4.625%
HK$24,783
+HK$1,422/mo
Deposit HK$4.82M · loan HK$4.82M · min. income ≈ HK$46,722/mo (50% DSR)
Upfront cash ≈ HK$5.15M (deposit + AVD stamp duty HK$334,049 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,456
−HK$1,321/mo
▼ 0.25% · 3.875%
HK$25,112
−HK$665/mo
Today · 4.125%
HK$25,777
baseline
▲ 0.50% · 4.625%
HK$27,136
+HK$1,359/mo
Deposit HK$4.82M · loan HK$4.82M · min. income ≈ HK$51,554/mo (50% DSR)
Upfront cash ≈ HK$5.15M (deposit + AVD stamp duty HK$334,049 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,379
−HK$1,655/mo
▼ 0.25% · 3.875%
HK$27,200
−HK$834/mo
Today · 4.125%
HK$28,034
baseline
▲ 0.50% · 4.625%
HK$29,739
+HK$1,705/mo
Deposit HK$3.86M · loan HK$5.78M · min. income ≈ HK$56,068/mo (50% DSR)
Upfront cash ≈ HK$4.19M (deposit + AVD stamp duty HK$334,049 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,347
−HK$1,585/mo
▼ 0.25% · 3.875%
HK$30,134
−HK$798/mo
Today · 4.125%
HK$30,932
baseline
▲ 0.50% · 4.625%
HK$32,563
+HK$1,631/mo
Deposit HK$3.86M · loan HK$5.78M · min. income ≈ HK$61,864/mo (50% DSR)
Upfront cash ≈ HK$4.19M (deposit + AVD stamp duty HK$334,049 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,776
−HK$1,930/mo
▼ 0.25% · 3.875%
HK$31,733
−HK$973/mo
Today · 4.125%
HK$32,706
baseline
▲ 0.50% · 4.625%
HK$34,696
+HK$1,990/mo
Deposit HK$2.89M · loan HK$6.75M · min. income ≈ HK$65,412/mo (50% DSR)
Upfront cash ≈ HK$3.23M (deposit + AVD stamp duty HK$334,049 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,238
−HK$1,850/mo
▼ 0.25% · 3.875%
HK$35,156
−HK$932/mo
Today · 4.125%
HK$36,088
baseline
▲ 0.50% · 4.625%
HK$37,990
+HK$1,902/mo
Deposit HK$2.89M · loan HK$6.75M · min. income ≈ HK$72,176/mo (50% DSR)
Upfront cash ≈ HK$3.23M (deposit + AVD stamp duty HK$334,049 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,569
−HK$2,481/mo
▼ 0.25% · 3.875%
HK$40,800
−HK$1,250/mo
Today · 4.125%
HK$42,050
baseline
▲ 0.50% · 4.625%
HK$44,609
+HK$2,559/mo
Deposit HK$964K · loan HK$8.68M · min. income ≈ HK$84,100/mo (50% DSR)
Upfront cash ≈ HK$1.30M (deposit + AVD stamp duty HK$334,049 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,020
−HK$2,378/mo
▼ 0.25% · 3.875%
HK$45,201
−HK$1,197/mo
Today · 4.125%
HK$46,398
baseline
▲ 0.50% · 4.625%
HK$48,844
+HK$2,446/mo
Deposit HK$964K · loan HK$8.68M · min. income ≈ HK$92,796/mo (50% DSR)
Upfront cash ≈ HK$1.30M (deposit + AVD stamp duty HK$334,049 · Scale 2, in force from 26 Feb 2026)