LTV · monthly repayment
▼ 0.50% · 3.625%
HK$21,984
−HK$1,379/mo
▼ 0.25% · 3.875%
HK$22,668
−HK$695/mo
Today · 4.125%
HK$23,363
baseline
▲ 0.50% · 4.625%
HK$24,784
+HK$1,421/mo
Deposit HK$4.82M · loan HK$4.82M · min. income ≈ HK$46,726/mo (50% DSR)
Upfront cash ≈ HK$5.15M (deposit + AVD stamp duty HK$334,112 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,457
−HK$1,322/mo
▼ 0.25% · 3.875%
HK$25,113
−HK$666/mo
Today · 4.125%
HK$25,779
baseline
▲ 0.50% · 4.625%
HK$27,137
+HK$1,358/mo
Deposit HK$4.82M · loan HK$4.82M · min. income ≈ HK$51,558/mo (50% DSR)
Upfront cash ≈ HK$5.15M (deposit + AVD stamp duty HK$334,112 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,381
−HK$1,654/mo
▼ 0.25% · 3.875%
HK$27,202
−HK$833/mo
Today · 4.125%
HK$28,035
baseline
▲ 0.50% · 4.625%
HK$29,741
+HK$1,706/mo
Deposit HK$3.86M · loan HK$5.78M · min. income ≈ HK$56,070/mo (50% DSR)
Upfront cash ≈ HK$4.19M (deposit + AVD stamp duty HK$334,112 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,349
−HK$1,585/mo
▼ 0.25% · 3.875%
HK$30,136
−HK$798/mo
Today · 4.125%
HK$30,934
baseline
▲ 0.50% · 4.625%
HK$32,565
+HK$1,631/mo
Deposit HK$3.86M · loan HK$5.78M · min. income ≈ HK$61,868/mo (50% DSR)
Upfront cash ≈ HK$4.19M (deposit + AVD stamp duty HK$334,112 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,778
−HK$1,930/mo
▼ 0.25% · 3.875%
HK$31,735
−HK$973/mo
Today · 4.125%
HK$32,708
baseline
▲ 0.50% · 4.625%
HK$34,698
+HK$1,990/mo
Deposit HK$2.89M · loan HK$6.75M · min. income ≈ HK$65,416/mo (50% DSR)
Upfront cash ≈ HK$3.23M (deposit + AVD stamp duty HK$334,112 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,240
−HK$1,850/mo
▼ 0.25% · 3.875%
HK$35,158
−HK$932/mo
Today · 4.125%
HK$36,090
baseline
▲ 0.50% · 4.625%
HK$37,992
+HK$1,902/mo
Deposit HK$2.89M · loan HK$6.75M · min. income ≈ HK$72,180/mo (50% DSR)
Upfront cash ≈ HK$3.23M (deposit + AVD stamp duty HK$334,112 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,572
−HK$2,481/mo
▼ 0.25% · 3.875%
HK$40,802
−HK$1,251/mo
Today · 4.125%
HK$42,053
baseline
▲ 0.50% · 4.625%
HK$44,612
+HK$2,559/mo
Deposit HK$964K · loan HK$8.68M · min. income ≈ HK$84,106/mo (50% DSR)
Upfront cash ≈ HK$1.30M (deposit + AVD stamp duty HK$334,112 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,023
−HK$2,378/mo
▼ 0.25% · 3.875%
HK$45,204
−HK$1,197/mo
Today · 4.125%
HK$46,401
baseline
▲ 0.50% · 4.625%
HK$48,847
+HK$2,446/mo
Deposit HK$964K · loan HK$8.68M · min. income ≈ HK$92,802/mo (50% DSR)
Upfront cash ≈ HK$1.30M (deposit + AVD stamp duty HK$334,112 · Scale 2, in force from 26 Feb 2026)