LTV · monthly repayment
▼ 0.50% · 3.625%
HK$219,913
−HK$13,790/mo
▼ 0.25% · 3.875%
HK$226,753
−HK$6,950/mo
Today · 4.125%
HK$233,703
baseline
▲ 0.50% · 4.625%
HK$247,923
+HK$14,220/mo
Deposit HK$48.22M · loan HK$48.22M · min. income ≈ HK$467,406/mo (50% DSR)
Upfront cash ≈ HK$52.32M (deposit + AVD stamp duty HK$4,098,789 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$244,651
−HK$13,217/mo
▼ 0.25% · 3.875%
HK$251,212
−HK$6,656/mo
Today · 4.125%
HK$257,868
baseline
▲ 0.50% · 4.625%
HK$271,461
+HK$13,593/mo
Deposit HK$48.22M · loan HK$48.22M · min. income ≈ HK$515,736/mo (50% DSR)
Upfront cash ≈ HK$52.32M (deposit + AVD stamp duty HK$4,098,789 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$263,895
−HK$16,549/mo
▼ 0.25% · 3.875%
HK$272,104
−HK$8,340/mo
Today · 4.125%
HK$280,444
baseline
▲ 0.50% · 4.625%
HK$297,508
+HK$17,064/mo
Deposit HK$38.58M · loan HK$57.87M · min. income ≈ HK$560,888/mo (50% DSR)
Upfront cash ≈ HK$42.68M (deposit + AVD stamp duty HK$4,098,789 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$293,581
−HK$15,861/mo
▼ 0.25% · 3.875%
HK$301,454
−HK$7,988/mo
Today · 4.125%
HK$309,442
baseline
▲ 0.50% · 4.625%
HK$325,753
+HK$16,311/mo
Deposit HK$38.58M · loan HK$57.87M · min. income ≈ HK$618,884/mo (50% DSR)
Upfront cash ≈ HK$42.68M (deposit + AVD stamp duty HK$4,098,789 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$307,878
−HK$19,306/mo
▼ 0.25% · 3.875%
HK$317,454
−HK$9,730/mo
Today · 4.125%
HK$327,184
baseline
▲ 0.50% · 4.625%
HK$347,093
+HK$19,909/mo
Deposit HK$28.93M · loan HK$67.51M · min. income ≈ HK$654,368/mo (50% DSR)
Upfront cash ≈ HK$33.03M (deposit + AVD stamp duty HK$4,098,789 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$342,511
−HK$18,505/mo
▼ 0.25% · 3.875%
HK$351,697
−HK$9,319/mo
Today · 4.125%
HK$361,016
baseline
▲ 0.50% · 4.625%
HK$380,045
+HK$19,029/mo
Deposit HK$28.93M · loan HK$67.51M · min. income ≈ HK$722,032/mo (50% DSR)
Upfront cash ≈ HK$33.03M (deposit + AVD stamp duty HK$4,098,789 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$395,843
−HK$24,823/mo
▼ 0.25% · 3.875%
HK$408,156
−HK$12,510/mo
Today · 4.125%
HK$420,666
baseline
▲ 0.50% · 4.625%
HK$446,262
+HK$25,596/mo
Deposit HK$9.64M · loan HK$86.80M · min. income ≈ HK$841,332/mo (50% DSR)
Upfront cash ≈ HK$13.74M (deposit + AVD stamp duty HK$4,098,789 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$440,371
−HK$23,792/mo
▼ 0.25% · 3.875%
HK$452,182
−HK$11,981/mo
Today · 4.125%
HK$464,163
baseline
▲ 0.50% · 4.625%
HK$488,630
+HK$24,467/mo
Deposit HK$9.64M · loan HK$86.80M · min. income ≈ HK$928,326/mo (50% DSR)
Upfront cash ≈ HK$13.74M (deposit + AVD stamp duty HK$4,098,789 · Scale 2, in force from 26 Feb 2026)