LTV · monthly repayment
▼ 0.50% · 3.625%
HK$219,958
−HK$13,793/mo
▼ 0.25% · 3.875%
HK$226,800
−HK$6,951/mo
Today · 4.125%
HK$233,751
baseline
▲ 0.50% · 4.625%
HK$247,974
+HK$14,223/mo
Deposit HK$48.23M · loan HK$48.23M · min. income ≈ HK$467,502/mo (50% DSR)
Upfront cash ≈ HK$52.33M (deposit + AVD stamp duty HK$4,099,628 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$244,701
−HK$13,220/mo
▼ 0.25% · 3.875%
HK$251,263
−HK$6,658/mo
Today · 4.125%
HK$257,921
baseline
▲ 0.50% · 4.625%
HK$271,517
+HK$13,596/mo
Deposit HK$48.23M · loan HK$48.23M · min. income ≈ HK$515,842/mo (50% DSR)
Upfront cash ≈ HK$52.33M (deposit + AVD stamp duty HK$4,099,628 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$263,949
−HK$16,552/mo
▼ 0.25% · 3.875%
HK$272,160
−HK$8,341/mo
Today · 4.125%
HK$280,501
baseline
▲ 0.50% · 4.625%
HK$297,569
+HK$17,068/mo
Deposit HK$38.58M · loan HK$57.88M · min. income ≈ HK$561,002/mo (50% DSR)
Upfront cash ≈ HK$42.68M (deposit + AVD stamp duty HK$4,099,628 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$293,641
−HK$15,864/mo
▼ 0.25% · 3.875%
HK$301,516
−HK$7,989/mo
Today · 4.125%
HK$309,505
baseline
▲ 0.50% · 4.625%
HK$325,820
+HK$16,315/mo
Deposit HK$38.58M · loan HK$57.88M · min. income ≈ HK$619,010/mo (50% DSR)
Upfront cash ≈ HK$42.68M (deposit + AVD stamp duty HK$4,099,628 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$307,941
−HK$19,310/mo
▼ 0.25% · 3.875%
HK$317,519
−HK$9,732/mo
Today · 4.125%
HK$327,251
baseline
▲ 0.50% · 4.625%
HK$347,164
+HK$19,913/mo
Deposit HK$28.94M · loan HK$67.52M · min. income ≈ HK$654,502/mo (50% DSR)
Upfront cash ≈ HK$33.04M (deposit + AVD stamp duty HK$4,099,628 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$342,581
−HK$18,509/mo
▼ 0.25% · 3.875%
HK$351,769
−HK$9,321/mo
Today · 4.125%
HK$361,090
baseline
▲ 0.50% · 4.625%
HK$380,123
+HK$19,033/mo
Deposit HK$28.94M · loan HK$67.52M · min. income ≈ HK$722,180/mo (50% DSR)
Upfront cash ≈ HK$33.04M (deposit + AVD stamp duty HK$4,099,628 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$395,924
−HK$24,828/mo
▼ 0.25% · 3.875%
HK$408,239
−HK$12,513/mo
Today · 4.125%
HK$420,752
baseline
▲ 0.50% · 4.625%
HK$446,353
+HK$25,601/mo
Deposit HK$9.65M · loan HK$86.82M · min. income ≈ HK$841,504/mo (50% DSR)
Upfront cash ≈ HK$13.75M (deposit + AVD stamp duty HK$4,099,628 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$440,461
−HK$23,797/mo
▼ 0.25% · 3.875%
HK$452,274
−HK$11,984/mo
Today · 4.125%
HK$464,258
baseline
▲ 0.50% · 4.625%
HK$488,730
+HK$24,472/mo
Deposit HK$9.65M · loan HK$86.82M · min. income ≈ HK$928,516/mo (50% DSR)
Upfront cash ≈ HK$13.75M (deposit + AVD stamp duty HK$4,099,628 · Scale 2, in force from 26 Feb 2026)