LTV · monthly repayment
▼ 0.50% · 3.625%
HK$22,001
−HK$1,380/mo
▼ 0.25% · 3.875%
HK$22,685
−HK$696/mo
Today · 4.125%
HK$23,381
baseline
▲ 0.50% · 4.625%
HK$24,803
+HK$1,422/mo
Deposit HK$4.82M · loan HK$4.82M · min. income ≈ HK$46,762/mo (50% DSR)
Upfront cash ≈ HK$5.16M (deposit + AVD stamp duty HK$334,854 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,476
−HK$1,322/mo
▼ 0.25% · 3.875%
HK$25,132
−HK$666/mo
Today · 4.125%
HK$25,798
baseline
▲ 0.50% · 4.625%
HK$27,158
+HK$1,360/mo
Deposit HK$4.82M · loan HK$4.82M · min. income ≈ HK$51,596/mo (50% DSR)
Upfront cash ≈ HK$5.16M (deposit + AVD stamp duty HK$334,854 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,401
−HK$1,656/mo
▼ 0.25% · 3.875%
HK$27,223
−HK$834/mo
Today · 4.125%
HK$28,057
baseline
▲ 0.50% · 4.625%
HK$29,764
+HK$1,707/mo
Deposit HK$3.86M · loan HK$5.79M · min. income ≈ HK$56,114/mo (50% DSR)
Upfront cash ≈ HK$4.19M (deposit + AVD stamp duty HK$334,854 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,371
−HK$1,587/mo
▼ 0.25% · 3.875%
HK$30,159
−HK$799/mo
Today · 4.125%
HK$30,958
baseline
▲ 0.50% · 4.625%
HK$32,590
+HK$1,632/mo
Deposit HK$3.86M · loan HK$5.79M · min. income ≈ HK$61,916/mo (50% DSR)
Upfront cash ≈ HK$4.19M (deposit + AVD stamp duty HK$334,854 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,802
−HK$1,931/mo
▼ 0.25% · 3.875%
HK$31,760
−HK$973/mo
Today · 4.125%
HK$32,733
baseline
▲ 0.50% · 4.625%
HK$34,725
+HK$1,992/mo
Deposit HK$2.89M · loan HK$6.75M · min. income ≈ HK$65,466/mo (50% DSR)
Upfront cash ≈ HK$3.23M (deposit + AVD stamp duty HK$334,854 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,266
−HK$1,852/mo
▼ 0.25% · 3.875%
HK$35,185
−HK$933/mo
Today · 4.125%
HK$36,118
baseline
▲ 0.50% · 4.625%
HK$38,022
+HK$1,904/mo
Deposit HK$2.89M · loan HK$6.75M · min. income ≈ HK$72,236/mo (50% DSR)
Upfront cash ≈ HK$3.23M (deposit + AVD stamp duty HK$334,854 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,602
−HK$2,483/mo
▼ 0.25% · 3.875%
HK$40,834
−HK$1,251/mo
Today · 4.125%
HK$42,085
baseline
▲ 0.50% · 4.625%
HK$44,646
+HK$2,561/mo
Deposit HK$965K · loan HK$8.68M · min. income ≈ HK$84,170/mo (50% DSR)
Upfront cash ≈ HK$1.30M (deposit + AVD stamp duty HK$334,854 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,057
−HK$2,380/mo
▼ 0.25% · 3.875%
HK$45,238
−HK$1,199/mo
Today · 4.125%
HK$46,437
baseline
▲ 0.50% · 4.625%
HK$48,885
+HK$2,448/mo
Deposit HK$965K · loan HK$8.68M · min. income ≈ HK$92,874/mo (50% DSR)
Upfront cash ≈ HK$1.30M (deposit + AVD stamp duty HK$334,854 · Scale 2, in force from 26 Feb 2026)