LTV · monthly repayment
▼ 0.50% · 3.625%
HK$22,002
−HK$1,380/mo
▼ 0.25% · 3.875%
HK$22,687
−HK$695/mo
Today · 4.125%
HK$23,382
baseline
▲ 0.50% · 4.625%
HK$24,805
+HK$1,423/mo
Deposit HK$4.82M · loan HK$4.82M · min. income ≈ HK$46,764/mo (50% DSR)
Upfront cash ≈ HK$5.16M (deposit + AVD stamp duty HK$334,904 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,477
−HK$1,323/mo
▼ 0.25% · 3.875%
HK$25,134
−HK$666/mo
Today · 4.125%
HK$25,800
baseline
▲ 0.50% · 4.625%
HK$27,160
+HK$1,360/mo
Deposit HK$4.82M · loan HK$4.82M · min. income ≈ HK$51,600/mo (50% DSR)
Upfront cash ≈ HK$5.16M (deposit + AVD stamp duty HK$334,904 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,403
−HK$1,655/mo
▼ 0.25% · 3.875%
HK$27,224
−HK$834/mo
Today · 4.125%
HK$28,058
baseline
▲ 0.50% · 4.625%
HK$29,766
+HK$1,708/mo
Deposit HK$3.86M · loan HK$5.79M · min. income ≈ HK$56,116/mo (50% DSR)
Upfront cash ≈ HK$4.19M (deposit + AVD stamp duty HK$334,904 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,373
−HK$1,587/mo
▼ 0.25% · 3.875%
HK$30,161
−HK$799/mo
Today · 4.125%
HK$30,960
baseline
▲ 0.50% · 4.625%
HK$32,592
+HK$1,632/mo
Deposit HK$3.86M · loan HK$5.79M · min. income ≈ HK$61,920/mo (50% DSR)
Upfront cash ≈ HK$4.19M (deposit + AVD stamp duty HK$334,904 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,803
−HK$1,932/mo
▼ 0.25% · 3.875%
HK$31,761
−HK$974/mo
Today · 4.125%
HK$32,735
baseline
▲ 0.50% · 4.625%
HK$34,727
+HK$1,992/mo
Deposit HK$2.89M · loan HK$6.75M · min. income ≈ HK$65,470/mo (50% DSR)
Upfront cash ≈ HK$3.23M (deposit + AVD stamp duty HK$334,904 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,268
−HK$1,852/mo
▼ 0.25% · 3.875%
HK$35,187
−HK$933/mo
Today · 4.125%
HK$36,120
baseline
▲ 0.50% · 4.625%
HK$38,024
+HK$1,904/mo
Deposit HK$2.89M · loan HK$6.75M · min. income ≈ HK$72,240/mo (50% DSR)
Upfront cash ≈ HK$3.23M (deposit + AVD stamp duty HK$334,904 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,604
−HK$2,484/mo
▼ 0.25% · 3.875%
HK$40,836
−HK$1,252/mo
Today · 4.125%
HK$42,088
baseline
▲ 0.50% · 4.625%
HK$44,649
+HK$2,561/mo
Deposit HK$965K · loan HK$8.68M · min. income ≈ HK$84,176/mo (50% DSR)
Upfront cash ≈ HK$1.30M (deposit + AVD stamp duty HK$334,904 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,059
−HK$2,381/mo
▼ 0.25% · 3.875%
HK$45,241
−HK$1,199/mo
Today · 4.125%
HK$46,440
baseline
▲ 0.50% · 4.625%
HK$48,887
+HK$2,447/mo
Deposit HK$965K · loan HK$8.68M · min. income ≈ HK$92,880/mo (50% DSR)
Upfront cash ≈ HK$1.30M (deposit + AVD stamp duty HK$334,904 · Scale 2, in force from 26 Feb 2026)