LTV · monthly repayment
▼ 0.50% · 3.625%
HK$22,004
−HK$1,380/mo
▼ 0.25% · 3.875%
HK$22,689
−HK$695/mo
Today · 4.125%
HK$23,384
baseline
▲ 0.50% · 4.625%
HK$24,807
+HK$1,423/mo
Deposit HK$4.82M · loan HK$4.82M · min. income ≈ HK$46,768/mo (50% DSR)
Upfront cash ≈ HK$5.16M (deposit + AVD stamp duty HK$334,987 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,479
−HK$1,323/mo
▼ 0.25% · 3.875%
HK$25,136
−HK$666/mo
Today · 4.125%
HK$25,802
baseline
▲ 0.50% · 4.625%
HK$27,162
+HK$1,360/mo
Deposit HK$4.82M · loan HK$4.82M · min. income ≈ HK$51,604/mo (50% DSR)
Upfront cash ≈ HK$5.16M (deposit + AVD stamp duty HK$334,987 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,405
−HK$1,656/mo
▼ 0.25% · 3.875%
HK$27,226
−HK$835/mo
Today · 4.125%
HK$28,061
baseline
▲ 0.50% · 4.625%
HK$29,768
+HK$1,707/mo
Deposit HK$3.86M · loan HK$5.79M · min. income ≈ HK$56,122/mo (50% DSR)
Upfront cash ≈ HK$4.19M (deposit + AVD stamp duty HK$334,987 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,375
−HK$1,587/mo
▼ 0.25% · 3.875%
HK$30,163
−HK$799/mo
Today · 4.125%
HK$30,962
baseline
▲ 0.50% · 4.625%
HK$32,594
+HK$1,632/mo
Deposit HK$3.86M · loan HK$5.79M · min. income ≈ HK$61,924/mo (50% DSR)
Upfront cash ≈ HK$4.19M (deposit + AVD stamp duty HK$334,987 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,806
−HK$1,932/mo
▼ 0.25% · 3.875%
HK$31,764
−HK$974/mo
Today · 4.125%
HK$32,738
baseline
▲ 0.50% · 4.625%
HK$34,730
+HK$1,992/mo
Deposit HK$2.89M · loan HK$6.75M · min. income ≈ HK$65,476/mo (50% DSR)
Upfront cash ≈ HK$3.23M (deposit + AVD stamp duty HK$334,987 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,271
−HK$1,852/mo
▼ 0.25% · 3.875%
HK$35,190
−HK$933/mo
Today · 4.125%
HK$36,123
baseline
▲ 0.50% · 4.625%
HK$38,027
+HK$1,904/mo
Deposit HK$2.89M · loan HK$6.75M · min. income ≈ HK$72,246/mo (50% DSR)
Upfront cash ≈ HK$3.23M (deposit + AVD stamp duty HK$334,987 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,608
−HK$2,483/mo
▼ 0.25% · 3.875%
HK$40,840
−HK$1,251/mo
Today · 4.125%
HK$42,091
baseline
▲ 0.50% · 4.625%
HK$44,652
+HK$2,561/mo
Deposit HK$965K · loan HK$8.68M · min. income ≈ HK$84,182/mo (50% DSR)
Upfront cash ≈ HK$1.30M (deposit + AVD stamp duty HK$334,987 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,063
−HK$2,381/mo
▼ 0.25% · 3.875%
HK$45,245
−HK$1,199/mo
Today · 4.125%
HK$46,444
baseline
▲ 0.50% · 4.625%
HK$48,892
+HK$2,448/mo
Deposit HK$965K · loan HK$8.68M · min. income ≈ HK$92,888/mo (50% DSR)
Upfront cash ≈ HK$1.30M (deposit + AVD stamp duty HK$334,987 · Scale 2, in force from 26 Feb 2026)