LTV · monthly repayment
▼ 0.50% · 3.625%
HK$22,005
−HK$1,379/mo
▼ 0.25% · 3.875%
HK$22,689
−HK$695/mo
Today · 4.125%
HK$23,384
baseline
▲ 0.50% · 4.625%
HK$24,807
+HK$1,423/mo
Deposit HK$4.83M · loan HK$4.83M · min. income ≈ HK$46,768/mo (50% DSR)
Upfront cash ≈ HK$5.16M (deposit + AVD stamp duty HK$335,006 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,480
−HK$1,322/mo
▼ 0.25% · 3.875%
HK$25,136
−HK$666/mo
Today · 4.125%
HK$25,802
baseline
▲ 0.50% · 4.625%
HK$27,163
+HK$1,361/mo
Deposit HK$4.83M · loan HK$4.83M · min. income ≈ HK$51,604/mo (50% DSR)
Upfront cash ≈ HK$5.16M (deposit + AVD stamp duty HK$335,006 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,406
−HK$1,655/mo
▼ 0.25% · 3.875%
HK$27,227
−HK$834/mo
Today · 4.125%
HK$28,061
baseline
▲ 0.50% · 4.625%
HK$29,769
+HK$1,708/mo
Deposit HK$3.86M · loan HK$5.79M · min. income ≈ HK$56,122/mo (50% DSR)
Upfront cash ≈ HK$4.20M (deposit + AVD stamp duty HK$335,006 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,376
−HK$1,587/mo
▼ 0.25% · 3.875%
HK$30,164
−HK$799/mo
Today · 4.125%
HK$30,963
baseline
▲ 0.50% · 4.625%
HK$32,595
+HK$1,632/mo
Deposit HK$3.86M · loan HK$5.79M · min. income ≈ HK$61,926/mo (50% DSR)
Upfront cash ≈ HK$4.20M (deposit + AVD stamp duty HK$335,006 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,806
−HK$1,932/mo
▼ 0.25% · 3.875%
HK$31,765
−HK$973/mo
Today · 4.125%
HK$32,738
baseline
▲ 0.50% · 4.625%
HK$34,730
+HK$1,992/mo
Deposit HK$2.90M · loan HK$6.76M · min. income ≈ HK$65,476/mo (50% DSR)
Upfront cash ≈ HK$3.23M (deposit + AVD stamp duty HK$335,006 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,272
−HK$1,851/mo
▼ 0.25% · 3.875%
HK$35,191
−HK$932/mo
Today · 4.125%
HK$36,123
baseline
▲ 0.50% · 4.625%
HK$38,028
+HK$1,905/mo
Deposit HK$2.90M · loan HK$6.76M · min. income ≈ HK$72,246/mo (50% DSR)
Upfront cash ≈ HK$3.23M (deposit + AVD stamp duty HK$335,006 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,608
−HK$2,484/mo
▼ 0.25% · 3.875%
HK$40,840
−HK$1,252/mo
Today · 4.125%
HK$42,092
baseline
▲ 0.50% · 4.625%
HK$44,653
+HK$2,561/mo
Deposit HK$965K · loan HK$8.69M · min. income ≈ HK$84,184/mo (50% DSR)
Upfront cash ≈ HK$1.30M (deposit + AVD stamp duty HK$335,006 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,064
−HK$2,380/mo
▼ 0.25% · 3.875%
HK$45,246
−HK$1,198/mo
Today · 4.125%
HK$46,444
baseline
▲ 0.50% · 4.625%
HK$48,893
+HK$2,449/mo
Deposit HK$965K · loan HK$8.69M · min. income ≈ HK$92,888/mo (50% DSR)
Upfront cash ≈ HK$1.30M (deposit + AVD stamp duty HK$335,006 · Scale 2, in force from 26 Feb 2026)