LTV · monthly repayment
▼ 0.50% · 3.625%
HK$22,006
−HK$1,379/mo
▼ 0.25% · 3.875%
HK$22,690
−HK$695/mo
Today · 4.125%
HK$23,385
baseline
▲ 0.50% · 4.625%
HK$24,808
+HK$1,423/mo
Deposit HK$4.83M · loan HK$4.83M · min. income ≈ HK$46,770/mo (50% DSR)
Upfront cash ≈ HK$5.16M (deposit + AVD stamp duty HK$335,048 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,481
−HK$1,323/mo
▼ 0.25% · 3.875%
HK$25,138
−HK$666/mo
Today · 4.125%
HK$25,804
baseline
▲ 0.50% · 4.625%
HK$27,164
+HK$1,360/mo
Deposit HK$4.83M · loan HK$4.83M · min. income ≈ HK$51,608/mo (50% DSR)
Upfront cash ≈ HK$5.16M (deposit + AVD stamp duty HK$335,048 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,407
−HK$1,656/mo
▼ 0.25% · 3.875%
HK$27,228
−HK$835/mo
Today · 4.125%
HK$28,063
baseline
▲ 0.50% · 4.625%
HK$29,770
+HK$1,707/mo
Deposit HK$3.86M · loan HK$5.79M · min. income ≈ HK$56,126/mo (50% DSR)
Upfront cash ≈ HK$4.20M (deposit + AVD stamp duty HK$335,048 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,377
−HK$1,587/mo
▼ 0.25% · 3.875%
HK$30,165
−HK$799/mo
Today · 4.125%
HK$30,964
baseline
▲ 0.50% · 4.625%
HK$32,596
+HK$1,632/mo
Deposit HK$3.86M · loan HK$5.79M · min. income ≈ HK$61,928/mo (50% DSR)
Upfront cash ≈ HK$4.20M (deposit + AVD stamp duty HK$335,048 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,808
−HK$1,932/mo
▼ 0.25% · 3.875%
HK$31,766
−HK$974/mo
Today · 4.125%
HK$32,740
baseline
▲ 0.50% · 4.625%
HK$34,732
+HK$1,992/mo
Deposit HK$2.90M · loan HK$6.76M · min. income ≈ HK$65,480/mo (50% DSR)
Upfront cash ≈ HK$3.23M (deposit + AVD stamp duty HK$335,048 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,273
−HK$1,852/mo
▼ 0.25% · 3.875%
HK$35,193
−HK$932/mo
Today · 4.125%
HK$36,125
baseline
▲ 0.50% · 4.625%
HK$38,029
+HK$1,904/mo
Deposit HK$2.90M · loan HK$6.76M · min. income ≈ HK$72,250/mo (50% DSR)
Upfront cash ≈ HK$3.23M (deposit + AVD stamp duty HK$335,048 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,610
−HK$2,484/mo
▼ 0.25% · 3.875%
HK$40,842
−HK$1,252/mo
Today · 4.125%
HK$42,094
baseline
▲ 0.50% · 4.625%
HK$44,655
+HK$2,561/mo
Deposit HK$965K · loan HK$8.69M · min. income ≈ HK$84,188/mo (50% DSR)
Upfront cash ≈ HK$1.30M (deposit + AVD stamp duty HK$335,048 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,066
−HK$2,380/mo
▼ 0.25% · 3.875%
HK$45,248
−HK$1,198/mo
Today · 4.125%
HK$46,446
baseline
▲ 0.50% · 4.625%
HK$48,895
+HK$2,449/mo
Deposit HK$965K · loan HK$8.69M · min. income ≈ HK$92,892/mo (50% DSR)
Upfront cash ≈ HK$1.30M (deposit + AVD stamp duty HK$335,048 · Scale 2, in force from 26 Feb 2026)