LTV · monthly repayment
▼ 0.50% · 3.625%
HK$22,007
−HK$1,380/mo
▼ 0.25% · 3.875%
HK$22,691
−HK$696/mo
Today · 4.125%
HK$23,387
baseline
▲ 0.50% · 4.625%
HK$24,810
+HK$1,423/mo
Deposit HK$4.83M · loan HK$4.83M · min. income ≈ HK$46,774/mo (50% DSR)
Upfront cash ≈ HK$5.16M (deposit + AVD stamp duty HK$335,090 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,482
−HK$1,323/mo
▼ 0.25% · 3.875%
HK$25,139
−HK$666/mo
Today · 4.125%
HK$25,805
baseline
▲ 0.50% · 4.625%
HK$27,165
+HK$1,360/mo
Deposit HK$4.83M · loan HK$4.83M · min. income ≈ HK$51,610/mo (50% DSR)
Upfront cash ≈ HK$5.16M (deposit + AVD stamp duty HK$335,090 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,408
−HK$1,656/mo
▼ 0.25% · 3.875%
HK$27,229
−HK$835/mo
Today · 4.125%
HK$28,064
baseline
▲ 0.50% · 4.625%
HK$29,771
+HK$1,707/mo
Deposit HK$3.86M · loan HK$5.79M · min. income ≈ HK$56,128/mo (50% DSR)
Upfront cash ≈ HK$4.20M (deposit + AVD stamp duty HK$335,090 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,378
−HK$1,588/mo
▼ 0.25% · 3.875%
HK$30,166
−HK$800/mo
Today · 4.125%
HK$30,966
baseline
▲ 0.50% · 4.625%
HK$32,598
+HK$1,632/mo
Deposit HK$3.86M · loan HK$5.79M · min. income ≈ HK$61,932/mo (50% DSR)
Upfront cash ≈ HK$4.20M (deposit + AVD stamp duty HK$335,090 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,809
−HK$1,932/mo
▼ 0.25% · 3.875%
HK$31,767
−HK$974/mo
Today · 4.125%
HK$32,741
baseline
▲ 0.50% · 4.625%
HK$34,733
+HK$1,992/mo
Deposit HK$2.90M · loan HK$6.76M · min. income ≈ HK$65,482/mo (50% DSR)
Upfront cash ≈ HK$3.23M (deposit + AVD stamp duty HK$335,090 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,275
−HK$1,852/mo
▼ 0.25% · 3.875%
HK$35,194
−HK$933/mo
Today · 4.125%
HK$36,127
baseline
▲ 0.50% · 4.625%
HK$38,031
+HK$1,904/mo
Deposit HK$2.90M · loan HK$6.76M · min. income ≈ HK$72,254/mo (50% DSR)
Upfront cash ≈ HK$3.23M (deposit + AVD stamp duty HK$335,090 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,612
−HK$2,484/mo
▼ 0.25% · 3.875%
HK$40,844
−HK$1,252/mo
Today · 4.125%
HK$42,096
baseline
▲ 0.50% · 4.625%
HK$44,657
+HK$2,561/mo
Deposit HK$965K · loan HK$8.69M · min. income ≈ HK$84,192/mo (50% DSR)
Upfront cash ≈ HK$1.30M (deposit + AVD stamp duty HK$335,090 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,068
−HK$2,380/mo
▼ 0.25% · 3.875%
HK$45,250
−HK$1,198/mo
Today · 4.125%
HK$46,448
baseline
▲ 0.50% · 4.625%
HK$48,897
+HK$2,449/mo
Deposit HK$965K · loan HK$8.69M · min. income ≈ HK$92,896/mo (50% DSR)
Upfront cash ≈ HK$1.30M (deposit + AVD stamp duty HK$335,090 · Scale 2, in force from 26 Feb 2026)