LTV · monthly repayment
▼ 0.50% · 3.625%
HK$22,012
−HK$1,380/mo
▼ 0.25% · 3.875%
HK$22,696
−HK$696/mo
Today · 4.125%
HK$23,392
baseline
▲ 0.50% · 4.625%
HK$24,815
+HK$1,423/mo
Deposit HK$4.83M · loan HK$4.83M · min. income ≈ HK$46,784/mo (50% DSR)
Upfront cash ≈ HK$5.16M (deposit + AVD stamp duty HK$335,313 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,488
−HK$1,323/mo
▼ 0.25% · 3.875%
HK$25,144
−HK$667/mo
Today · 4.125%
HK$25,811
baseline
▲ 0.50% · 4.625%
HK$27,171
+HK$1,360/mo
Deposit HK$4.83M · loan HK$4.83M · min. income ≈ HK$51,622/mo (50% DSR)
Upfront cash ≈ HK$5.16M (deposit + AVD stamp duty HK$335,313 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,414
−HK$1,656/mo
▼ 0.25% · 3.875%
HK$27,236
−HK$834/mo
Today · 4.125%
HK$28,070
baseline
▲ 0.50% · 4.625%
HK$29,778
+HK$1,708/mo
Deposit HK$3.86M · loan HK$5.79M · min. income ≈ HK$56,140/mo (50% DSR)
Upfront cash ≈ HK$4.20M (deposit + AVD stamp duty HK$335,313 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,385
−HK$1,588/mo
▼ 0.25% · 3.875%
HK$30,173
−HK$800/mo
Today · 4.125%
HK$30,973
baseline
▲ 0.50% · 4.625%
HK$32,605
+HK$1,632/mo
Deposit HK$3.86M · loan HK$5.79M · min. income ≈ HK$61,946/mo (50% DSR)
Upfront cash ≈ HK$4.20M (deposit + AVD stamp duty HK$335,313 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,816
−HK$1,933/mo
▼ 0.25% · 3.875%
HK$31,775
−HK$974/mo
Today · 4.125%
HK$32,749
baseline
▲ 0.50% · 4.625%
HK$34,741
+HK$1,992/mo
Deposit HK$2.90M · loan HK$6.76M · min. income ≈ HK$65,498/mo (50% DSR)
Upfront cash ≈ HK$3.23M (deposit + AVD stamp duty HK$335,313 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,283
−HK$1,852/mo
▼ 0.25% · 3.875%
HK$35,202
−HK$933/mo
Today · 4.125%
HK$36,135
baseline
▲ 0.50% · 4.625%
HK$38,040
+HK$1,905/mo
Deposit HK$2.90M · loan HK$6.76M · min. income ≈ HK$72,270/mo (50% DSR)
Upfront cash ≈ HK$3.23M (deposit + AVD stamp duty HK$335,313 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,621
−HK$2,484/mo
▼ 0.25% · 3.875%
HK$40,853
−HK$1,252/mo
Today · 4.125%
HK$42,105
baseline
▲ 0.50% · 4.625%
HK$44,667
+HK$2,562/mo
Deposit HK$965K · loan HK$8.69M · min. income ≈ HK$84,210/mo (50% DSR)
Upfront cash ≈ HK$1.30M (deposit + AVD stamp duty HK$335,313 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,078
−HK$2,381/mo
▼ 0.25% · 3.875%
HK$45,260
−HK$1,199/mo
Today · 4.125%
HK$46,459
baseline
▲ 0.50% · 4.625%
HK$48,908
+HK$2,449/mo
Deposit HK$965K · loan HK$8.69M · min. income ≈ HK$92,918/mo (50% DSR)
Upfront cash ≈ HK$1.30M (deposit + AVD stamp duty HK$335,313 · Scale 2, in force from 26 Feb 2026)