LTV · monthly repayment
▼ 0.50% · 3.625%
HK$22,012
−HK$1,381/mo
▼ 0.25% · 3.875%
HK$22,697
−HK$696/mo
Today · 4.125%
HK$23,393
baseline
▲ 0.50% · 4.625%
HK$24,816
+HK$1,423/mo
Deposit HK$4.83M · loan HK$4.83M · min. income ≈ HK$46,786/mo (50% DSR)
Upfront cash ≈ HK$5.16M (deposit + AVD stamp duty HK$335,347 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,489
−HK$1,323/mo
▼ 0.25% · 3.875%
HK$25,145
−HK$667/mo
Today · 4.125%
HK$25,812
baseline
▲ 0.50% · 4.625%
HK$27,172
+HK$1,360/mo
Deposit HK$4.83M · loan HK$4.83M · min. income ≈ HK$51,624/mo (50% DSR)
Upfront cash ≈ HK$5.16M (deposit + AVD stamp duty HK$335,347 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,415
−HK$1,656/mo
▼ 0.25% · 3.875%
HK$27,237
−HK$834/mo
Today · 4.125%
HK$28,071
baseline
▲ 0.50% · 4.625%
HK$29,779
+HK$1,708/mo
Deposit HK$3.86M · loan HK$5.79M · min. income ≈ HK$56,142/mo (50% DSR)
Upfront cash ≈ HK$4.20M (deposit + AVD stamp duty HK$335,347 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,386
−HK$1,588/mo
▼ 0.25% · 3.875%
HK$30,174
−HK$800/mo
Today · 4.125%
HK$30,974
baseline
▲ 0.50% · 4.625%
HK$32,607
+HK$1,633/mo
Deposit HK$3.86M · loan HK$5.79M · min. income ≈ HK$61,948/mo (50% DSR)
Upfront cash ≈ HK$4.20M (deposit + AVD stamp duty HK$335,347 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,817
−HK$1,933/mo
▼ 0.25% · 3.875%
HK$31,776
−HK$974/mo
Today · 4.125%
HK$32,750
baseline
▲ 0.50% · 4.625%
HK$34,743
+HK$1,993/mo
Deposit HK$2.90M · loan HK$6.76M · min. income ≈ HK$65,500/mo (50% DSR)
Upfront cash ≈ HK$3.23M (deposit + AVD stamp duty HK$335,347 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,284
−HK$1,852/mo
▼ 0.25% · 3.875%
HK$35,203
−HK$933/mo
Today · 4.125%
HK$36,136
baseline
▲ 0.50% · 4.625%
HK$38,041
+HK$1,905/mo
Deposit HK$2.90M · loan HK$6.76M · min. income ≈ HK$72,272/mo (50% DSR)
Upfront cash ≈ HK$3.23M (deposit + AVD stamp duty HK$335,347 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,622
−HK$2,485/mo
▼ 0.25% · 3.875%
HK$40,855
−HK$1,252/mo
Today · 4.125%
HK$42,107
baseline
▲ 0.50% · 4.625%
HK$44,669
+HK$2,562/mo
Deposit HK$965K · loan HK$8.69M · min. income ≈ HK$84,214/mo (50% DSR)
Upfront cash ≈ HK$1.30M (deposit + AVD stamp duty HK$335,347 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,079
−HK$2,382/mo
▼ 0.25% · 3.875%
HK$45,262
−HK$1,199/mo
Today · 4.125%
HK$46,461
baseline
▲ 0.50% · 4.625%
HK$48,910
+HK$2,449/mo
Deposit HK$965K · loan HK$8.69M · min. income ≈ HK$92,922/mo (50% DSR)
Upfront cash ≈ HK$1.30M (deposit + AVD stamp duty HK$335,347 · Scale 2, in force from 26 Feb 2026)