LTV · monthly repayment
▼ 0.50% · 3.625%
HK$22,018
−HK$1,381/mo
▼ 0.25% · 3.875%
HK$22,703
−HK$696/mo
Today · 4.125%
HK$23,399
baseline
▲ 0.50% · 4.625%
HK$24,823
+HK$1,424/mo
Deposit HK$4.83M · loan HK$4.83M · min. income ≈ HK$46,798/mo (50% DSR)
Upfront cash ≈ HK$5.16M (deposit + AVD stamp duty HK$335,595 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,495
−HK$1,323/mo
▼ 0.25% · 3.875%
HK$25,152
−HK$666/mo
Today · 4.125%
HK$25,818
baseline
▲ 0.50% · 4.625%
HK$27,179
+HK$1,361/mo
Deposit HK$4.83M · loan HK$4.83M · min. income ≈ HK$51,636/mo (50% DSR)
Upfront cash ≈ HK$5.16M (deposit + AVD stamp duty HK$335,595 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,422
−HK$1,657/mo
▼ 0.25% · 3.875%
HK$27,244
−HK$835/mo
Today · 4.125%
HK$28,079
baseline
▲ 0.50% · 4.625%
HK$29,787
+HK$1,708/mo
Deposit HK$3.86M · loan HK$5.79M · min. income ≈ HK$56,158/mo (50% DSR)
Upfront cash ≈ HK$4.20M (deposit + AVD stamp duty HK$335,595 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,394
−HK$1,588/mo
▼ 0.25% · 3.875%
HK$30,182
−HK$800/mo
Today · 4.125%
HK$30,982
baseline
▲ 0.50% · 4.625%
HK$32,615
+HK$1,633/mo
Deposit HK$3.86M · loan HK$5.79M · min. income ≈ HK$61,964/mo (50% DSR)
Upfront cash ≈ HK$4.20M (deposit + AVD stamp duty HK$335,595 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,825
−HK$1,933/mo
▼ 0.25% · 3.875%
HK$31,784
−HK$974/mo
Today · 4.125%
HK$32,758
baseline
▲ 0.50% · 4.625%
HK$34,752
+HK$1,994/mo
Deposit HK$2.90M · loan HK$6.76M · min. income ≈ HK$65,516/mo (50% DSR)
Upfront cash ≈ HK$3.23M (deposit + AVD stamp duty HK$335,595 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,293
−HK$1,853/mo
▼ 0.25% · 3.875%
HK$35,212
−HK$934/mo
Today · 4.125%
HK$36,146
baseline
▲ 0.50% · 4.625%
HK$38,051
+HK$1,905/mo
Deposit HK$2.90M · loan HK$6.76M · min. income ≈ HK$72,292/mo (50% DSR)
Upfront cash ≈ HK$3.23M (deposit + AVD stamp duty HK$335,595 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,632
−HK$2,486/mo
▼ 0.25% · 3.875%
HK$40,865
−HK$1,253/mo
Today · 4.125%
HK$42,118
baseline
▲ 0.50% · 4.625%
HK$44,681
+HK$2,563/mo
Deposit HK$966K · loan HK$8.69M · min. income ≈ HK$84,236/mo (50% DSR)
Upfront cash ≈ HK$1.30M (deposit + AVD stamp duty HK$335,595 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,091
−HK$2,382/mo
▼ 0.25% · 3.875%
HK$45,273
−HK$1,200/mo
Today · 4.125%
HK$46,473
baseline
▲ 0.50% · 4.625%
HK$48,922
+HK$2,449/mo
Deposit HK$966K · loan HK$8.69M · min. income ≈ HK$92,946/mo (50% DSR)
Upfront cash ≈ HK$1.30M (deposit + AVD stamp duty HK$335,595 · Scale 2, in force from 26 Feb 2026)