LTV · monthly repayment
▼ 0.50% · 3.625%
HK$22,027
−HK$1,381/mo
▼ 0.25% · 3.875%
HK$22,712
−HK$696/mo
Today · 4.125%
HK$23,408
baseline
▲ 0.50% · 4.625%
HK$24,833
+HK$1,425/mo
Deposit HK$4.83M · loan HK$4.83M · min. income ≈ HK$46,816/mo (50% DSR)
Upfront cash ≈ HK$5.17M (deposit + AVD stamp duty HK$335,985 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,505
−HK$1,324/mo
▼ 0.25% · 3.875%
HK$25,162
−HK$667/mo
Today · 4.125%
HK$25,829
baseline
▲ 0.50% · 4.625%
HK$27,190
+HK$1,361/mo
Deposit HK$4.83M · loan HK$4.83M · min. income ≈ HK$51,658/mo (50% DSR)
Upfront cash ≈ HK$5.17M (deposit + AVD stamp duty HK$335,985 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,432
−HK$1,658/mo
▼ 0.25% · 3.875%
HK$27,255
−HK$835/mo
Today · 4.125%
HK$28,090
baseline
▲ 0.50% · 4.625%
HK$29,799
+HK$1,709/mo
Deposit HK$3.86M · loan HK$5.80M · min. income ≈ HK$56,180/mo (50% DSR)
Upfront cash ≈ HK$4.20M (deposit + AVD stamp duty HK$335,985 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,406
−HK$1,588/mo
▼ 0.25% · 3.875%
HK$30,194
−HK$800/mo
Today · 4.125%
HK$30,994
baseline
▲ 0.50% · 4.625%
HK$32,628
+HK$1,634/mo
Deposit HK$3.86M · loan HK$5.80M · min. income ≈ HK$61,988/mo (50% DSR)
Upfront cash ≈ HK$4.20M (deposit + AVD stamp duty HK$335,985 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,838
−HK$1,934/mo
▼ 0.25% · 3.875%
HK$31,797
−HK$975/mo
Today · 4.125%
HK$32,772
baseline
▲ 0.50% · 4.625%
HK$34,766
+HK$1,994/mo
Deposit HK$2.90M · loan HK$6.76M · min. income ≈ HK$65,544/mo (50% DSR)
Upfront cash ≈ HK$3.23M (deposit + AVD stamp duty HK$335,985 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,307
−HK$1,853/mo
▼ 0.25% · 3.875%
HK$35,227
−HK$933/mo
Today · 4.125%
HK$36,160
baseline
▲ 0.50% · 4.625%
HK$38,066
+HK$1,906/mo
Deposit HK$2.90M · loan HK$6.76M · min. income ≈ HK$72,320/mo (50% DSR)
Upfront cash ≈ HK$3.23M (deposit + AVD stamp duty HK$335,985 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,648
−HK$2,487/mo
▼ 0.25% · 3.875%
HK$40,882
−HK$1,253/mo
Today · 4.125%
HK$42,135
baseline
▲ 0.50% · 4.625%
HK$44,699
+HK$2,564/mo
Deposit HK$966K · loan HK$8.69M · min. income ≈ HK$84,270/mo (50% DSR)
Upfront cash ≈ HK$1.30M (deposit + AVD stamp duty HK$335,985 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,109
−HK$2,383/mo
▼ 0.25% · 3.875%
HK$45,292
−HK$1,200/mo
Today · 4.125%
HK$46,492
baseline
▲ 0.50% · 4.625%
HK$48,942
+HK$2,450/mo
Deposit HK$966K · loan HK$8.69M · min. income ≈ HK$92,984/mo (50% DSR)
Upfront cash ≈ HK$1.30M (deposit + AVD stamp duty HK$335,985 · Scale 2, in force from 26 Feb 2026)