LTV · monthly repayment
▼ 0.50% · 3.625%
HK$220,358
−HK$13,818/mo
▼ 0.25% · 3.875%
HK$227,212
−HK$6,964/mo
Today · 4.125%
HK$234,176
baseline
▲ 0.50% · 4.625%
HK$248,425
+HK$14,249/mo
Deposit HK$48.32M · loan HK$48.32M · min. income ≈ HK$468,352/mo (50% DSR)
Upfront cash ≈ HK$52.43M (deposit + AVD stamp duty HK$4,107,086 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$245,146
−HK$13,244/mo
▼ 0.25% · 3.875%
HK$251,721
−HK$6,669/mo
Today · 4.125%
HK$258,390
baseline
▲ 0.50% · 4.625%
HK$272,010
+HK$13,620/mo
Deposit HK$48.32M · loan HK$48.32M · min. income ≈ HK$516,780/mo (50% DSR)
Upfront cash ≈ HK$52.43M (deposit + AVD stamp duty HK$4,107,086 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$264,429
−HK$16,582/mo
▼ 0.25% · 3.875%
HK$272,655
−HK$8,356/mo
Today · 4.125%
HK$281,011
baseline
▲ 0.50% · 4.625%
HK$298,110
+HK$17,099/mo
Deposit HK$38.65M · loan HK$57.98M · min. income ≈ HK$562,022/mo (50% DSR)
Upfront cash ≈ HK$42.76M (deposit + AVD stamp duty HK$4,107,086 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$294,175
−HK$15,893/mo
▼ 0.25% · 3.875%
HK$302,065
−HK$8,003/mo
Today · 4.125%
HK$310,068
baseline
▲ 0.50% · 4.625%
HK$326,413
+HK$16,345/mo
Deposit HK$38.65M · loan HK$57.98M · min. income ≈ HK$620,136/mo (50% DSR)
Upfront cash ≈ HK$42.76M (deposit + AVD stamp duty HK$4,107,086 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$308,501
−HK$19,346/mo
▼ 0.25% · 3.875%
HK$318,097
−HK$9,750/mo
Today · 4.125%
HK$327,847
baseline
▲ 0.50% · 4.625%
HK$347,795
+HK$19,948/mo
Deposit HK$28.99M · loan HK$67.65M · min. income ≈ HK$655,694/mo (50% DSR)
Upfront cash ≈ HK$33.10M (deposit + AVD stamp duty HK$4,107,086 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$343,204
−HK$18,543/mo
▼ 0.25% · 3.875%
HK$352,409
−HK$9,338/mo
Today · 4.125%
HK$361,747
baseline
▲ 0.50% · 4.625%
HK$380,815
+HK$19,068/mo
Deposit HK$28.99M · loan HK$67.65M · min. income ≈ HK$723,494/mo (50% DSR)
Upfront cash ≈ HK$33.10M (deposit + AVD stamp duty HK$4,107,086 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$396,644
−HK$24,873/mo
▼ 0.25% · 3.875%
HK$408,982
−HK$12,535/mo
Today · 4.125%
HK$421,517
baseline
▲ 0.50% · 4.625%
HK$447,166
+HK$25,649/mo
Deposit HK$9.66M · loan HK$86.97M · min. income ≈ HK$843,034/mo (50% DSR)
Upfront cash ≈ HK$13.77M (deposit + AVD stamp duty HK$4,107,086 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$441,263
−HK$23,840/mo
▼ 0.25% · 3.875%
HK$453,097
−HK$12,006/mo
Today · 4.125%
HK$465,103
baseline
▲ 0.50% · 4.625%
HK$489,619
+HK$24,516/mo
Deposit HK$9.66M · loan HK$86.97M · min. income ≈ HK$930,206/mo (50% DSR)
Upfront cash ≈ HK$13.77M (deposit + AVD stamp duty HK$4,107,086 · Scale 2, in force from 26 Feb 2026)