LTV · monthly repayment
▼ 0.50% · 3.625%
HK$22,042
−HK$1,383/mo
▼ 0.25% · 3.875%
HK$22,728
−HK$697/mo
Today · 4.125%
HK$23,425
baseline
▲ 0.50% · 4.625%
HK$24,850
+HK$1,425/mo
Deposit HK$4.83M · loan HK$4.83M · min. income ≈ HK$46,850/mo (50% DSR)
Upfront cash ≈ HK$5.17M (deposit + AVD stamp duty HK$336,658 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,522
−HK$1,325/mo
▼ 0.25% · 3.875%
HK$25,179
−HK$668/mo
Today · 4.125%
HK$25,847
baseline
▲ 0.50% · 4.625%
HK$27,209
+HK$1,362/mo
Deposit HK$4.83M · loan HK$4.83M · min. income ≈ HK$51,694/mo (50% DSR)
Upfront cash ≈ HK$5.17M (deposit + AVD stamp duty HK$336,658 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,451
−HK$1,658/mo
▼ 0.25% · 3.875%
HK$27,274
−HK$835/mo
Today · 4.125%
HK$28,109
baseline
▲ 0.50% · 4.625%
HK$29,820
+HK$1,711/mo
Deposit HK$3.87M · loan HK$5.80M · min. income ≈ HK$56,218/mo (50% DSR)
Upfront cash ≈ HK$4.20M (deposit + AVD stamp duty HK$336,658 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,426
−HK$1,590/mo
▼ 0.25% · 3.875%
HK$30,215
−HK$801/mo
Today · 4.125%
HK$31,016
baseline
▲ 0.50% · 4.625%
HK$32,651
+HK$1,635/mo
Deposit HK$3.87M · loan HK$5.80M · min. income ≈ HK$62,032/mo (50% DSR)
Upfront cash ≈ HK$4.20M (deposit + AVD stamp duty HK$336,658 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,859
−HK$1,935/mo
▼ 0.25% · 3.875%
HK$31,819
−HK$975/mo
Today · 4.125%
HK$32,794
baseline
▲ 0.50% · 4.625%
HK$34,790
+HK$1,996/mo
Deposit HK$2.90M · loan HK$6.77M · min. income ≈ HK$65,588/mo (50% DSR)
Upfront cash ≈ HK$3.24M (deposit + AVD stamp duty HK$336,658 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,331
−HK$1,854/mo
▼ 0.25% · 3.875%
HK$35,251
−HK$934/mo
Today · 4.125%
HK$36,185
baseline
▲ 0.50% · 4.625%
HK$38,093
+HK$1,908/mo
Deposit HK$2.90M · loan HK$6.77M · min. income ≈ HK$72,370/mo (50% DSR)
Upfront cash ≈ HK$3.24M (deposit + AVD stamp duty HK$336,658 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,676
−HK$2,488/mo
▼ 0.25% · 3.875%
HK$40,910
−HK$1,254/mo
Today · 4.125%
HK$42,164
baseline
▲ 0.50% · 4.625%
HK$44,730
+HK$2,566/mo
Deposit HK$967K · loan HK$8.70M · min. income ≈ HK$84,328/mo (50% DSR)
Upfront cash ≈ HK$1.30M (deposit + AVD stamp duty HK$336,658 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,139
−HK$2,385/mo
▼ 0.25% · 3.875%
HK$45,323
−HK$1,201/mo
Today · 4.125%
HK$46,524
baseline
▲ 0.50% · 4.625%
HK$48,976
+HK$2,452/mo
Deposit HK$967K · loan HK$8.70M · min. income ≈ HK$93,048/mo (50% DSR)
Upfront cash ≈ HK$1.30M (deposit + AVD stamp duty HK$336,658 · Scale 2, in force from 26 Feb 2026)