LTV · monthly repayment
▼ 0.50% · 3.625%
HK$22,044
−HK$1,382/mo
▼ 0.25% · 3.875%
HK$22,730
−HK$696/mo
Today · 4.125%
HK$23,426
baseline
▲ 0.50% · 4.625%
HK$24,852
+HK$1,426/mo
Deposit HK$4.83M · loan HK$4.83M · min. income ≈ HK$46,852/mo (50% DSR)
Upfront cash ≈ HK$5.17M (deposit + AVD stamp duty HK$336,739 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,524
−HK$1,325/mo
▼ 0.25% · 3.875%
HK$25,182
−HK$667/mo
Today · 4.125%
HK$25,849
baseline
▲ 0.50% · 4.625%
HK$27,211
+HK$1,362/mo
Deposit HK$4.83M · loan HK$4.83M · min. income ≈ HK$51,698/mo (50% DSR)
Upfront cash ≈ HK$5.17M (deposit + AVD stamp duty HK$336,739 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,453
−HK$1,659/mo
▼ 0.25% · 3.875%
HK$27,276
−HK$836/mo
Today · 4.125%
HK$28,112
baseline
▲ 0.50% · 4.625%
HK$29,822
+HK$1,710/mo
Deposit HK$3.87M · loan HK$5.80M · min. income ≈ HK$56,224/mo (50% DSR)
Upfront cash ≈ HK$4.20M (deposit + AVD stamp duty HK$336,739 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,429
−HK$1,590/mo
▼ 0.25% · 3.875%
HK$30,218
−HK$801/mo
Today · 4.125%
HK$31,019
baseline
▲ 0.50% · 4.625%
HK$32,654
+HK$1,635/mo
Deposit HK$3.87M · loan HK$5.80M · min. income ≈ HK$62,038/mo (50% DSR)
Upfront cash ≈ HK$4.20M (deposit + AVD stamp duty HK$336,739 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,862
−HK$1,935/mo
▼ 0.25% · 3.875%
HK$31,822
−HK$975/mo
Today · 4.125%
HK$32,797
baseline
▲ 0.50% · 4.625%
HK$34,793
+HK$1,996/mo
Deposit HK$2.90M · loan HK$6.77M · min. income ≈ HK$65,594/mo (50% DSR)
Upfront cash ≈ HK$3.24M (deposit + AVD stamp duty HK$336,739 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,333
−HK$1,855/mo
▼ 0.25% · 3.875%
HK$35,254
−HK$934/mo
Today · 4.125%
HK$36,188
baseline
▲ 0.50% · 4.625%
HK$38,096
+HK$1,908/mo
Deposit HK$2.90M · loan HK$6.77M · min. income ≈ HK$72,376/mo (50% DSR)
Upfront cash ≈ HK$3.24M (deposit + AVD stamp duty HK$336,739 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,679
−HK$2,489/mo
▼ 0.25% · 3.875%
HK$40,914
−HK$1,254/mo
Today · 4.125%
HK$42,168
baseline
▲ 0.50% · 4.625%
HK$44,733
+HK$2,565/mo
Deposit HK$967K · loan HK$8.70M · min. income ≈ HK$84,336/mo (50% DSR)
Upfront cash ≈ HK$1.30M (deposit + AVD stamp duty HK$336,739 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,143
−HK$2,385/mo
▼ 0.25% · 3.875%
HK$45,327
−HK$1,201/mo
Today · 4.125%
HK$46,528
baseline
▲ 0.50% · 4.625%
HK$48,980
+HK$2,452/mo
Deposit HK$967K · loan HK$8.70M · min. income ≈ HK$93,056/mo (50% DSR)
Upfront cash ≈ HK$1.30M (deposit + AVD stamp duty HK$336,739 · Scale 2, in force from 26 Feb 2026)