LTV · monthly repayment
▼ 0.50% · 3.625%
HK$22,048
−HK$1,382/mo
▼ 0.25% · 3.875%
HK$22,733
−HK$697/mo
Today · 4.125%
HK$23,430
baseline
▲ 0.50% · 4.625%
HK$24,856
+HK$1,426/mo
Deposit HK$4.83M · loan HK$4.83M · min. income ≈ HK$46,860/mo (50% DSR)
Upfront cash ≈ HK$5.17M (deposit + AVD stamp duty HK$336,895 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,528
−HK$1,325/mo
▼ 0.25% · 3.875%
HK$25,186
−HK$667/mo
Today · 4.125%
HK$25,853
baseline
▲ 0.50% · 4.625%
HK$27,216
+HK$1,363/mo
Deposit HK$4.83M · loan HK$4.83M · min. income ≈ HK$51,706/mo (50% DSR)
Upfront cash ≈ HK$5.17M (deposit + AVD stamp duty HK$336,895 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,457
−HK$1,659/mo
▼ 0.25% · 3.875%
HK$27,280
−HK$836/mo
Today · 4.125%
HK$28,116
baseline
▲ 0.50% · 4.625%
HK$29,827
+HK$1,711/mo
Deposit HK$3.87M · loan HK$5.80M · min. income ≈ HK$56,232/mo (50% DSR)
Upfront cash ≈ HK$4.20M (deposit + AVD stamp duty HK$336,895 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,433
−HK$1,591/mo
▼ 0.25% · 3.875%
HK$30,223
−HK$801/mo
Today · 4.125%
HK$31,024
baseline
▲ 0.50% · 4.625%
HK$32,659
+HK$1,635/mo
Deposit HK$3.87M · loan HK$5.80M · min. income ≈ HK$62,048/mo (50% DSR)
Upfront cash ≈ HK$4.20M (deposit + AVD stamp duty HK$336,895 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,867
−HK$1,935/mo
▼ 0.25% · 3.875%
HK$31,827
−HK$975/mo
Today · 4.125%
HK$32,802
baseline
▲ 0.50% · 4.625%
HK$34,798
+HK$1,996/mo
Deposit HK$2.90M · loan HK$6.77M · min. income ≈ HK$65,604/mo (50% DSR)
Upfront cash ≈ HK$3.24M (deposit + AVD stamp duty HK$336,895 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,339
−HK$1,855/mo
▼ 0.25% · 3.875%
HK$35,260
−HK$934/mo
Today · 4.125%
HK$36,194
baseline
▲ 0.50% · 4.625%
HK$38,102
+HK$1,908/mo
Deposit HK$2.90M · loan HK$6.77M · min. income ≈ HK$72,388/mo (50% DSR)
Upfront cash ≈ HK$3.24M (deposit + AVD stamp duty HK$336,895 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,686
−HK$2,488/mo
▼ 0.25% · 3.875%
HK$40,920
−HK$1,254/mo
Today · 4.125%
HK$42,174
baseline
▲ 0.50% · 4.625%
HK$44,741
+HK$2,567/mo
Deposit HK$967K · loan HK$8.70M · min. income ≈ HK$84,348/mo (50% DSR)
Upfront cash ≈ HK$1.30M (deposit + AVD stamp duty HK$336,895 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,150
−HK$2,385/mo
▼ 0.25% · 3.875%
HK$45,334
−HK$1,201/mo
Today · 4.125%
HK$46,535
baseline
▲ 0.50% · 4.625%
HK$48,988
+HK$2,453/mo
Deposit HK$967K · loan HK$8.70M · min. income ≈ HK$93,070/mo (50% DSR)
Upfront cash ≈ HK$1.30M (deposit + AVD stamp duty HK$336,895 · Scale 2, in force from 26 Feb 2026)