LTV · monthly repayment
▼ 0.50% · 3.625%
HK$22,049
−HK$1,382/mo
▼ 0.25% · 3.875%
HK$22,735
−HK$696/mo
Today · 4.125%
HK$23,431
baseline
▲ 0.50% · 4.625%
HK$24,857
+HK$1,426/mo
Deposit HK$4.83M · loan HK$4.83M · min. income ≈ HK$46,862/mo (50% DSR)
Upfront cash ≈ HK$5.17M (deposit + AVD stamp duty HK$336,943 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,529
−HK$1,325/mo
▼ 0.25% · 3.875%
HK$25,187
−HK$667/mo
Today · 4.125%
HK$25,854
baseline
▲ 0.50% · 4.625%
HK$27,217
+HK$1,363/mo
Deposit HK$4.83M · loan HK$4.83M · min. income ≈ HK$51,708/mo (50% DSR)
Upfront cash ≈ HK$5.17M (deposit + AVD stamp duty HK$336,943 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,459
−HK$1,659/mo
▼ 0.25% · 3.875%
HK$27,282
−HK$836/mo
Today · 4.125%
HK$28,118
baseline
▲ 0.50% · 4.625%
HK$29,829
+HK$1,711/mo
Deposit HK$3.87M · loan HK$5.80M · min. income ≈ HK$56,236/mo (50% DSR)
Upfront cash ≈ HK$4.20M (deposit + AVD stamp duty HK$336,943 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,435
−HK$1,590/mo
▼ 0.25% · 3.875%
HK$30,224
−HK$801/mo
Today · 4.125%
HK$31,025
baseline
▲ 0.50% · 4.625%
HK$32,660
+HK$1,635/mo
Deposit HK$3.87M · loan HK$5.80M · min. income ≈ HK$62,050/mo (50% DSR)
Upfront cash ≈ HK$4.20M (deposit + AVD stamp duty HK$336,943 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,868
−HK$1,936/mo
▼ 0.25% · 3.875%
HK$31,828
−HK$976/mo
Today · 4.125%
HK$32,804
baseline
▲ 0.50% · 4.625%
HK$34,800
+HK$1,996/mo
Deposit HK$2.90M · loan HK$6.77M · min. income ≈ HK$65,608/mo (50% DSR)
Upfront cash ≈ HK$3.24M (deposit + AVD stamp duty HK$336,943 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,341
−HK$1,855/mo
▼ 0.25% · 3.875%
HK$35,262
−HK$934/mo
Today · 4.125%
HK$36,196
baseline
▲ 0.50% · 4.625%
HK$38,104
+HK$1,908/mo
Deposit HK$2.90M · loan HK$6.77M · min. income ≈ HK$72,392/mo (50% DSR)
Upfront cash ≈ HK$3.24M (deposit + AVD stamp duty HK$336,943 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,688
−HK$2,489/mo
▼ 0.25% · 3.875%
HK$40,922
−HK$1,255/mo
Today · 4.125%
HK$42,177
baseline
▲ 0.50% · 4.625%
HK$44,743
+HK$2,566/mo
Deposit HK$967K · loan HK$8.70M · min. income ≈ HK$84,354/mo (50% DSR)
Upfront cash ≈ HK$1.30M (deposit + AVD stamp duty HK$336,943 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,152
−HK$2,386/mo
▼ 0.25% · 3.875%
HK$45,336
−HK$1,202/mo
Today · 4.125%
HK$46,538
baseline
▲ 0.50% · 4.625%
HK$48,991
+HK$2,453/mo
Deposit HK$967K · loan HK$8.70M · min. income ≈ HK$93,076/mo (50% DSR)
Upfront cash ≈ HK$1.30M (deposit + AVD stamp duty HK$336,943 · Scale 2, in force from 26 Feb 2026)