LTV · monthly repayment
▼ 0.50% · 3.625%
HK$220,511
−HK$13,828/mo
▼ 0.25% · 3.875%
HK$227,370
−HK$6,969/mo
Today · 4.125%
HK$234,339
baseline
▲ 0.50% · 4.625%
HK$248,597
+HK$14,258/mo
Deposit HK$48.35M · loan HK$48.35M · min. income ≈ HK$468,678/mo (50% DSR)
Upfront cash ≈ HK$52.46M (deposit + AVD stamp duty HK$4,109,933 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$245,316
−HK$13,253/mo
▼ 0.25% · 3.875%
HK$251,895
−HK$6,674/mo
Today · 4.125%
HK$258,569
baseline
▲ 0.50% · 4.625%
HK$272,199
+HK$13,630/mo
Deposit HK$48.35M · loan HK$48.35M · min. income ≈ HK$517,138/mo (50% DSR)
Upfront cash ≈ HK$52.46M (deposit + AVD stamp duty HK$4,109,933 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$264,613
−HK$16,593/mo
▼ 0.25% · 3.875%
HK$272,844
−HK$8,362/mo
Today · 4.125%
HK$281,206
baseline
▲ 0.50% · 4.625%
HK$298,317
+HK$17,111/mo
Deposit HK$38.68M · loan HK$58.02M · min. income ≈ HK$562,412/mo (50% DSR)
Upfront cash ≈ HK$42.79M (deposit + AVD stamp duty HK$4,109,933 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$294,379
−HK$15,904/mo
▼ 0.25% · 3.875%
HK$302,274
−HK$8,009/mo
Today · 4.125%
HK$310,283
baseline
▲ 0.50% · 4.625%
HK$326,639
+HK$16,356/mo
Deposit HK$38.68M · loan HK$58.02M · min. income ≈ HK$620,566/mo (50% DSR)
Upfront cash ≈ HK$42.79M (deposit + AVD stamp duty HK$4,109,933 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$308,715
−HK$19,359/mo
▼ 0.25% · 3.875%
HK$318,318
−HK$9,756/mo
Today · 4.125%
HK$328,074
baseline
▲ 0.50% · 4.625%
HK$348,036
+HK$19,962/mo
Deposit HK$29.01M · loan HK$67.69M · min. income ≈ HK$656,148/mo (50% DSR)
Upfront cash ≈ HK$33.12M (deposit + AVD stamp duty HK$4,109,933 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$343,442
−HK$18,555/mo
▼ 0.25% · 3.875%
HK$352,653
−HK$9,344/mo
Today · 4.125%
HK$361,997
baseline
▲ 0.50% · 4.625%
HK$381,079
+HK$19,082/mo
Deposit HK$29.01M · loan HK$67.69M · min. income ≈ HK$723,994/mo (50% DSR)
Upfront cash ≈ HK$33.12M (deposit + AVD stamp duty HK$4,109,933 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$396,919
−HK$24,890/mo
▼ 0.25% · 3.875%
HK$409,265
−HK$12,544/mo
Today · 4.125%
HK$421,809
baseline
▲ 0.50% · 4.625%
HK$447,475
+HK$25,666/mo
Deposit HK$9.67M · loan HK$87.03M · min. income ≈ HK$843,618/mo (50% DSR)
Upfront cash ≈ HK$13.78M (deposit + AVD stamp duty HK$4,109,933 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$441,568
−HK$23,857/mo
▼ 0.25% · 3.875%
HK$453,411
−HK$12,014/mo
Today · 4.125%
HK$465,425
baseline
▲ 0.50% · 4.625%
HK$489,958
+HK$24,533/mo
Deposit HK$9.67M · loan HK$87.03M · min. income ≈ HK$930,850/mo (50% DSR)
Upfront cash ≈ HK$13.78M (deposit + AVD stamp duty HK$4,109,933 · Scale 2, in force from 26 Feb 2026)