LTV · monthly repayment
▼ 0.50% · 3.625%
HK$220,552
−HK$13,831/mo
▼ 0.25% · 3.875%
HK$227,412
−HK$6,971/mo
Today · 4.125%
HK$234,383
baseline
▲ 0.50% · 4.625%
HK$248,644
+HK$14,261/mo
Deposit HK$48.36M · loan HK$48.36M · min. income ≈ HK$468,766/mo (50% DSR)
Upfront cash ≈ HK$52.47M (deposit + AVD stamp duty HK$4,110,704 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$245,362
−HK$13,256/mo
▼ 0.25% · 3.875%
HK$251,942
−HK$6,676/mo
Today · 4.125%
HK$258,618
baseline
▲ 0.50% · 4.625%
HK$272,250
+HK$13,632/mo
Deposit HK$48.36M · loan HK$48.36M · min. income ≈ HK$517,236/mo (50% DSR)
Upfront cash ≈ HK$52.47M (deposit + AVD stamp duty HK$4,110,704 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$264,662
−HK$16,597/mo
▼ 0.25% · 3.875%
HK$272,895
−HK$8,364/mo
Today · 4.125%
HK$281,259
baseline
▲ 0.50% · 4.625%
HK$298,373
+HK$17,114/mo
Deposit HK$38.69M · loan HK$58.03M · min. income ≈ HK$562,518/mo (50% DSR)
Upfront cash ≈ HK$42.80M (deposit + AVD stamp duty HK$4,110,704 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$294,434
−HK$15,908/mo
▼ 0.25% · 3.875%
HK$302,331
−HK$8,011/mo
Today · 4.125%
HK$310,342
baseline
▲ 0.50% · 4.625%
HK$326,700
+HK$16,358/mo
Deposit HK$38.69M · loan HK$58.03M · min. income ≈ HK$620,684/mo (50% DSR)
Upfront cash ≈ HK$42.80M (deposit + AVD stamp duty HK$4,110,704 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$308,773
−HK$19,363/mo
▼ 0.25% · 3.875%
HK$318,377
−HK$9,759/mo
Today · 4.125%
HK$328,136
baseline
▲ 0.50% · 4.625%
HK$348,102
+HK$19,966/mo
Deposit HK$29.02M · loan HK$67.71M · min. income ≈ HK$656,272/mo (50% DSR)
Upfront cash ≈ HK$33.13M (deposit + AVD stamp duty HK$4,110,704 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$343,507
−HK$18,558/mo
▼ 0.25% · 3.875%
HK$352,719
−HK$9,346/mo
Today · 4.125%
HK$362,065
baseline
▲ 0.50% · 4.625%
HK$381,150
+HK$19,085/mo
Deposit HK$29.02M · loan HK$67.71M · min. income ≈ HK$724,130/mo (50% DSR)
Upfront cash ≈ HK$33.13M (deposit + AVD stamp duty HK$4,110,704 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$396,994
−HK$24,895/mo
▼ 0.25% · 3.875%
HK$409,342
−HK$12,547/mo
Today · 4.125%
HK$421,889
baseline
▲ 0.50% · 4.625%
HK$447,559
+HK$25,670/mo
Deposit HK$9.67M · loan HK$87.05M · min. income ≈ HK$843,778/mo (50% DSR)
Upfront cash ≈ HK$13.78M (deposit + AVD stamp duty HK$4,110,704 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$441,651
−HK$23,861/mo
▼ 0.25% · 3.875%
HK$453,496
−HK$12,016/mo
Today · 4.125%
HK$465,512
baseline
▲ 0.50% · 4.625%
HK$490,050
+HK$24,538/mo
Deposit HK$9.67M · loan HK$87.05M · min. income ≈ HK$931,024/mo (50% DSR)
Upfront cash ≈ HK$13.78M (deposit + AVD stamp duty HK$4,110,704 · Scale 2, in force from 26 Feb 2026)