LTV · monthly repayment
▼ 0.50% · 3.625%
HK$220,612
−HK$13,834/mo
▼ 0.25% · 3.875%
HK$227,474
−HK$6,972/mo
Today · 4.125%
HK$234,446
baseline
▲ 0.50% · 4.625%
HK$248,711
+HK$14,265/mo
Deposit HK$48.37M · loan HK$48.37M · min. income ≈ HK$468,892/mo (50% DSR)
Upfront cash ≈ HK$52.49M (deposit + AVD stamp duty HK$4,111,816 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$245,428
−HK$13,260/mo
▼ 0.25% · 3.875%
HK$252,010
−HK$6,678/mo
Today · 4.125%
HK$258,688
baseline
▲ 0.50% · 4.625%
HK$272,324
+HK$13,636/mo
Deposit HK$48.37M · loan HK$48.37M · min. income ≈ HK$517,376/mo (50% DSR)
Upfront cash ≈ HK$52.49M (deposit + AVD stamp duty HK$4,111,816 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$264,734
−HK$16,601/mo
▼ 0.25% · 3.875%
HK$272,969
−HK$8,366/mo
Today · 4.125%
HK$281,335
baseline
▲ 0.50% · 4.625%
HK$298,454
+HK$17,119/mo
Deposit HK$38.70M · loan HK$58.05M · min. income ≈ HK$562,670/mo (50% DSR)
Upfront cash ≈ HK$42.81M (deposit + AVD stamp duty HK$4,111,816 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$294,514
−HK$15,911/mo
▼ 0.25% · 3.875%
HK$302,413
−HK$8,012/mo
Today · 4.125%
HK$310,425
baseline
▲ 0.50% · 4.625%
HK$326,788
+HK$16,363/mo
Deposit HK$38.70M · loan HK$58.05M · min. income ≈ HK$620,850/mo (50% DSR)
Upfront cash ≈ HK$42.81M (deposit + AVD stamp duty HK$4,111,816 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$308,856
−HK$19,368/mo
▼ 0.25% · 3.875%
HK$318,463
−HK$9,761/mo
Today · 4.125%
HK$328,224
baseline
▲ 0.50% · 4.625%
HK$348,196
+HK$19,972/mo
Deposit HK$29.02M · loan HK$67.72M · min. income ≈ HK$656,448/mo (50% DSR)
Upfront cash ≈ HK$33.14M (deposit + AVD stamp duty HK$4,111,816 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$343,599
−HK$18,564/mo
▼ 0.25% · 3.875%
HK$352,815
−HK$9,348/mo
Today · 4.125%
HK$362,163
baseline
▲ 0.50% · 4.625%
HK$381,253
+HK$19,090/mo
Deposit HK$29.02M · loan HK$67.72M · min. income ≈ HK$724,326/mo (50% DSR)
Upfront cash ≈ HK$33.14M (deposit + AVD stamp duty HK$4,111,816 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$397,101
−HK$24,902/mo
▼ 0.25% · 3.875%
HK$409,453
−HK$12,550/mo
Today · 4.125%
HK$422,003
baseline
▲ 0.50% · 4.625%
HK$447,680
+HK$25,677/mo
Deposit HK$9.67M · loan HK$87.07M · min. income ≈ HK$844,006/mo (50% DSR)
Upfront cash ≈ HK$13.79M (deposit + AVD stamp duty HK$4,111,816 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$441,771
−HK$23,867/mo
▼ 0.25% · 3.875%
HK$453,619
−HK$12,019/mo
Today · 4.125%
HK$465,638
baseline
▲ 0.50% · 4.625%
HK$490,183
+HK$24,545/mo
Deposit HK$9.67M · loan HK$87.07M · min. income ≈ HK$931,276/mo (50% DSR)
Upfront cash ≈ HK$13.79M (deposit + AVD stamp duty HK$4,111,816 · Scale 2, in force from 26 Feb 2026)