LTV · monthly repayment
▼ 0.50% · 3.625%
HK$22,067
−HK$1,384/mo
▼ 0.25% · 3.875%
HK$22,754
−HK$697/mo
Today · 4.125%
HK$23,451
baseline
▲ 0.50% · 4.625%
HK$24,878
+HK$1,427/mo
Deposit HK$4.84M · loan HK$4.84M · min. income ≈ HK$46,902/mo (50% DSR)
Upfront cash ≈ HK$5.18M (deposit + AVD stamp duty HK$337,755 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,550
−HK$1,326/mo
▼ 0.25% · 3.875%
HK$25,208
−HK$668/mo
Today · 4.125%
HK$25,876
baseline
▲ 0.50% · 4.625%
HK$27,240
+HK$1,364/mo
Deposit HK$4.84M · loan HK$4.84M · min. income ≈ HK$51,752/mo (50% DSR)
Upfront cash ≈ HK$5.18M (deposit + AVD stamp duty HK$337,755 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,481
−HK$1,660/mo
▼ 0.25% · 3.875%
HK$27,304
−HK$837/mo
Today · 4.125%
HK$28,141
baseline
▲ 0.50% · 4.625%
HK$29,854
+HK$1,713/mo
Deposit HK$3.87M · loan HK$5.81M · min. income ≈ HK$56,282/mo (50% DSR)
Upfront cash ≈ HK$4.21M (deposit + AVD stamp duty HK$337,755 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,460
−HK$1,591/mo
▼ 0.25% · 3.875%
HK$30,250
−HK$801/mo
Today · 4.125%
HK$31,051
baseline
▲ 0.50% · 4.625%
HK$32,688
+HK$1,637/mo
Deposit HK$3.87M · loan HK$5.81M · min. income ≈ HK$62,102/mo (50% DSR)
Upfront cash ≈ HK$4.21M (deposit + AVD stamp duty HK$337,755 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,894
−HK$1,938/mo
▼ 0.25% · 3.875%
HK$31,855
−HK$977/mo
Today · 4.125%
HK$32,832
baseline
▲ 0.50% · 4.625%
HK$34,829
+HK$1,997/mo
Deposit HK$2.90M · loan HK$6.77M · min. income ≈ HK$65,664/mo (50% DSR)
Upfront cash ≈ HK$3.24M (deposit + AVD stamp duty HK$337,755 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,369
−HK$1,857/mo
▼ 0.25% · 3.875%
HK$35,291
−HK$935/mo
Today · 4.125%
HK$36,226
baseline
▲ 0.50% · 4.625%
HK$38,136
+HK$1,910/mo
Deposit HK$2.90M · loan HK$6.77M · min. income ≈ HK$72,452/mo (50% DSR)
Upfront cash ≈ HK$3.24M (deposit + AVD stamp duty HK$337,755 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,721
−HK$2,491/mo
▼ 0.25% · 3.875%
HK$40,957
−HK$1,255/mo
Today · 4.125%
HK$42,212
baseline
▲ 0.50% · 4.625%
HK$44,780
+HK$2,568/mo
Deposit HK$968K · loan HK$8.71M · min. income ≈ HK$84,424/mo (50% DSR)
Upfront cash ≈ HK$1.31M (deposit + AVD stamp duty HK$337,755 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,189
−HK$2,388/mo
▼ 0.25% · 3.875%
HK$45,374
−HK$1,203/mo
Today · 4.125%
HK$46,577
baseline
▲ 0.50% · 4.625%
HK$49,032
+HK$2,455/mo
Deposit HK$968K · loan HK$8.71M · min. income ≈ HK$93,154/mo (50% DSR)
Upfront cash ≈ HK$1.31M (deposit + AVD stamp duty HK$337,755 · Scale 2, in force from 26 Feb 2026)