LTV · monthly repayment
▼ 0.50% · 3.625%
HK$22,070
−HK$1,384/mo
▼ 0.25% · 3.875%
HK$22,757
−HK$697/mo
Today · 4.125%
HK$23,454
baseline
▲ 0.50% · 4.625%
HK$24,882
+HK$1,428/mo
Deposit HK$4.84M · loan HK$4.84M · min. income ≈ HK$46,908/mo (50% DSR)
Upfront cash ≈ HK$5.18M (deposit + AVD stamp duty HK$337,890 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,553
−HK$1,327/mo
▼ 0.25% · 3.875%
HK$25,212
−HK$668/mo
Today · 4.125%
HK$25,880
baseline
▲ 0.50% · 4.625%
HK$27,244
+HK$1,364/mo
Deposit HK$4.84M · loan HK$4.84M · min. income ≈ HK$51,760/mo (50% DSR)
Upfront cash ≈ HK$5.18M (deposit + AVD stamp duty HK$337,890 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,484
−HK$1,661/mo
▼ 0.25% · 3.875%
HK$27,308
−HK$837/mo
Today · 4.125%
HK$28,145
baseline
▲ 0.50% · 4.625%
HK$29,858
+HK$1,713/mo
Deposit HK$3.87M · loan HK$5.81M · min. income ≈ HK$56,290/mo (50% DSR)
Upfront cash ≈ HK$4.21M (deposit + AVD stamp duty HK$337,890 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,464
−HK$1,592/mo
▼ 0.25% · 3.875%
HK$30,254
−HK$802/mo
Today · 4.125%
HK$31,056
baseline
▲ 0.50% · 4.625%
HK$32,692
+HK$1,636/mo
Deposit HK$3.87M · loan HK$5.81M · min. income ≈ HK$62,112/mo (50% DSR)
Upfront cash ≈ HK$4.21M (deposit + AVD stamp duty HK$337,890 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,899
−HK$1,937/mo
▼ 0.25% · 3.875%
HK$31,860
−HK$976/mo
Today · 4.125%
HK$32,836
baseline
▲ 0.50% · 4.625%
HK$34,834
+HK$1,998/mo
Deposit HK$2.90M · loan HK$6.78M · min. income ≈ HK$65,672/mo (50% DSR)
Upfront cash ≈ HK$3.24M (deposit + AVD stamp duty HK$337,890 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,374
−HK$1,857/mo
▼ 0.25% · 3.875%
HK$35,296
−HK$935/mo
Today · 4.125%
HK$36,231
baseline
▲ 0.50% · 4.625%
HK$38,141
+HK$1,910/mo
Deposit HK$2.90M · loan HK$6.78M · min. income ≈ HK$72,462/mo (50% DSR)
Upfront cash ≈ HK$3.24M (deposit + AVD stamp duty HK$337,890 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,727
−HK$2,491/mo
▼ 0.25% · 3.875%
HK$40,962
−HK$1,256/mo
Today · 4.125%
HK$42,218
baseline
▲ 0.50% · 4.625%
HK$44,787
+HK$2,569/mo
Deposit HK$968K · loan HK$8.71M · min. income ≈ HK$84,436/mo (50% DSR)
Upfront cash ≈ HK$1.31M (deposit + AVD stamp duty HK$337,890 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,196
−HK$2,387/mo
▼ 0.25% · 3.875%
HK$45,381
−HK$1,202/mo
Today · 4.125%
HK$46,583
baseline
▲ 0.50% · 4.625%
HK$49,039
+HK$2,456/mo
Deposit HK$968K · loan HK$8.71M · min. income ≈ HK$93,166/mo (50% DSR)
Upfront cash ≈ HK$1.31M (deposit + AVD stamp duty HK$337,890 · Scale 2, in force from 26 Feb 2026)