LTV · monthly repayment
▼ 0.50% · 3.625%
HK$22,074
−HK$1,384/mo
▼ 0.25% · 3.875%
HK$22,761
−HK$697/mo
Today · 4.125%
HK$23,458
baseline
▲ 0.50% · 4.625%
HK$24,886
+HK$1,428/mo
Deposit HK$4.84M · loan HK$4.84M · min. income ≈ HK$46,916/mo (50% DSR)
Upfront cash ≈ HK$5.18M (deposit + AVD stamp duty HK$338,060 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,557
−HK$1,327/mo
▼ 0.25% · 3.875%
HK$25,216
−HK$668/mo
Today · 4.125%
HK$25,884
baseline
▲ 0.50% · 4.625%
HK$27,249
+HK$1,365/mo
Deposit HK$4.84M · loan HK$4.84M · min. income ≈ HK$51,768/mo (50% DSR)
Upfront cash ≈ HK$5.18M (deposit + AVD stamp duty HK$338,060 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,489
−HK$1,661/mo
▼ 0.25% · 3.875%
HK$27,313
−HK$837/mo
Today · 4.125%
HK$28,150
baseline
▲ 0.50% · 4.625%
HK$29,863
+HK$1,713/mo
Deposit HK$3.87M · loan HK$5.81M · min. income ≈ HK$56,300/mo (50% DSR)
Upfront cash ≈ HK$4.21M (deposit + AVD stamp duty HK$338,060 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,469
−HK$1,592/mo
▼ 0.25% · 3.875%
HK$30,259
−HK$802/mo
Today · 4.125%
HK$31,061
baseline
▲ 0.50% · 4.625%
HK$32,698
+HK$1,637/mo
Deposit HK$3.87M · loan HK$5.81M · min. income ≈ HK$62,122/mo (50% DSR)
Upfront cash ≈ HK$4.21M (deposit + AVD stamp duty HK$338,060 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,904
−HK$1,938/mo
▼ 0.25% · 3.875%
HK$31,865
−HK$977/mo
Today · 4.125%
HK$32,842
baseline
▲ 0.50% · 4.625%
HK$34,840
+HK$1,998/mo
Deposit HK$2.90M · loan HK$6.78M · min. income ≈ HK$65,684/mo (50% DSR)
Upfront cash ≈ HK$3.24M (deposit + AVD stamp duty HK$338,060 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,380
−HK$1,858/mo
▼ 0.25% · 3.875%
HK$35,302
−HK$936/mo
Today · 4.125%
HK$36,238
baseline
▲ 0.50% · 4.625%
HK$38,148
+HK$1,910/mo
Deposit HK$2.90M · loan HK$6.78M · min. income ≈ HK$72,476/mo (50% DSR)
Upfront cash ≈ HK$3.24M (deposit + AVD stamp duty HK$338,060 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,734
−HK$2,491/mo
▼ 0.25% · 3.875%
HK$40,970
−HK$1,255/mo
Today · 4.125%
HK$42,225
baseline
▲ 0.50% · 4.625%
HK$44,795
+HK$2,570/mo
Deposit HK$968K · loan HK$8.71M · min. income ≈ HK$84,450/mo (50% DSR)
Upfront cash ≈ HK$1.31M (deposit + AVD stamp duty HK$338,060 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,203
−HK$2,388/mo
▼ 0.25% · 3.875%
HK$45,389
−HK$1,202/mo
Today · 4.125%
HK$46,591
baseline
▲ 0.50% · 4.625%
HK$49,047
+HK$2,456/mo
Deposit HK$968K · loan HK$8.71M · min. income ≈ HK$93,182/mo (50% DSR)
Upfront cash ≈ HK$1.31M (deposit + AVD stamp duty HK$338,060 · Scale 2, in force from 26 Feb 2026)