LTV · monthly repayment
▼ 0.50% · 3.625%
HK$220,800
−HK$13,846/mo
▼ 0.25% · 3.875%
HK$227,668
−HK$6,978/mo
Today · 4.125%
HK$234,646
baseline
▲ 0.50% · 4.625%
HK$248,924
+HK$14,278/mo
Deposit HK$48.42M · loan HK$48.42M · min. income ≈ HK$469,292/mo (50% DSR)
Upfront cash ≈ HK$52.53M (deposit + AVD stamp duty HK$4,115,330 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$245,638
−HK$13,271/mo
▼ 0.25% · 3.875%
HK$252,226
−HK$6,683/mo
Today · 4.125%
HK$258,909
baseline
▲ 0.50% · 4.625%
HK$272,556
+HK$13,647/mo
Deposit HK$48.42M · loan HK$48.42M · min. income ≈ HK$517,818/mo (50% DSR)
Upfront cash ≈ HK$52.53M (deposit + AVD stamp duty HK$4,115,330 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$264,960
−HK$16,616/mo
▼ 0.25% · 3.875%
HK$273,202
−HK$8,374/mo
Today · 4.125%
HK$281,576
baseline
▲ 0.50% · 4.625%
HK$298,709
+HK$17,133/mo
Deposit HK$38.73M · loan HK$58.10M · min. income ≈ HK$563,152/mo (50% DSR)
Upfront cash ≈ HK$42.85M (deposit + AVD stamp duty HK$4,115,330 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$294,766
−HK$15,925/mo
▼ 0.25% · 3.875%
HK$302,671
−HK$8,020/mo
Today · 4.125%
HK$310,691
baseline
▲ 0.50% · 4.625%
HK$327,068
+HK$16,377/mo
Deposit HK$38.73M · loan HK$58.10M · min. income ≈ HK$621,382/mo (50% DSR)
Upfront cash ≈ HK$42.85M (deposit + AVD stamp duty HK$4,115,330 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$309,120
−HK$19,385/mo
▼ 0.25% · 3.875%
HK$318,736
−HK$9,769/mo
Today · 4.125%
HK$328,505
baseline
▲ 0.50% · 4.625%
HK$348,494
+HK$19,989/mo
Deposit HK$29.05M · loan HK$67.78M · min. income ≈ HK$657,010/mo (50% DSR)
Upfront cash ≈ HK$33.16M (deposit + AVD stamp duty HK$4,115,330 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$343,893
−HK$18,580/mo
▼ 0.25% · 3.875%
HK$353,116
−HK$9,357/mo
Today · 4.125%
HK$362,473
baseline
▲ 0.50% · 4.625%
HK$381,579
+HK$19,106/mo
Deposit HK$29.05M · loan HK$67.78M · min. income ≈ HK$724,946/mo (50% DSR)
Upfront cash ≈ HK$33.16M (deposit + AVD stamp duty HK$4,115,330 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$397,440
−HK$24,923/mo
▼ 0.25% · 3.875%
HK$409,803
−HK$12,560/mo
Today · 4.125%
HK$422,363
baseline
▲ 0.50% · 4.625%
HK$448,063
+HK$25,700/mo
Deposit HK$9.68M · loan HK$87.15M · min. income ≈ HK$844,726/mo (50% DSR)
Upfront cash ≈ HK$13.80M (deposit + AVD stamp duty HK$4,115,330 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$442,148
−HK$23,888/mo
▼ 0.25% · 3.875%
HK$454,007
−HK$12,029/mo
Today · 4.125%
HK$466,036
baseline
▲ 0.50% · 4.625%
HK$490,602
+HK$24,566/mo
Deposit HK$9.68M · loan HK$87.15M · min. income ≈ HK$932,072/mo (50% DSR)
Upfront cash ≈ HK$13.80M (deposit + AVD stamp duty HK$4,115,330 · Scale 2, in force from 26 Feb 2026)