LTV · monthly repayment
▼ 0.50% · 3.625%
HK$22,081
−HK$1,384/mo
▼ 0.25% · 3.875%
HK$22,768
−HK$697/mo
Today · 4.125%
HK$23,465
baseline
▲ 0.50% · 4.625%
HK$24,893
+HK$1,428/mo
Deposit HK$4.84M · loan HK$4.84M · min. income ≈ HK$46,930/mo (50% DSR)
Upfront cash ≈ HK$5.18M (deposit + AVD stamp duty HK$338,344 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,565
−HK$1,327/mo
▼ 0.25% · 3.875%
HK$25,223
−HK$669/mo
Today · 4.125%
HK$25,892
baseline
▲ 0.50% · 4.625%
HK$27,257
+HK$1,365/mo
Deposit HK$4.84M · loan HK$4.84M · min. income ≈ HK$51,784/mo (50% DSR)
Upfront cash ≈ HK$5.18M (deposit + AVD stamp duty HK$338,344 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,497
−HK$1,661/mo
▼ 0.25% · 3.875%
HK$27,321
−HK$837/mo
Today · 4.125%
HK$28,158
baseline
▲ 0.50% · 4.625%
HK$29,872
+HK$1,714/mo
Deposit HK$3.87M · loan HK$5.81M · min. income ≈ HK$56,316/mo (50% DSR)
Upfront cash ≈ HK$4.21M (deposit + AVD stamp duty HK$338,344 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,477
−HK$1,593/mo
▼ 0.25% · 3.875%
HK$30,268
−HK$802/mo
Today · 4.125%
HK$31,070
baseline
▲ 0.50% · 4.625%
HK$32,708
+HK$1,638/mo
Deposit HK$3.87M · loan HK$5.81M · min. income ≈ HK$62,140/mo (50% DSR)
Upfront cash ≈ HK$4.21M (deposit + AVD stamp duty HK$338,344 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,913
−HK$1,939/mo
▼ 0.25% · 3.875%
HK$31,875
−HK$977/mo
Today · 4.125%
HK$32,852
baseline
▲ 0.50% · 4.625%
HK$34,850
+HK$1,998/mo
Deposit HK$2.91M · loan HK$6.78M · min. income ≈ HK$65,704/mo (50% DSR)
Upfront cash ≈ HK$3.24M (deposit + AVD stamp duty HK$338,344 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,390
−HK$1,858/mo
▼ 0.25% · 3.875%
HK$35,313
−HK$935/mo
Today · 4.125%
HK$36,248
baseline
▲ 0.50% · 4.625%
HK$38,159
+HK$1,911/mo
Deposit HK$2.91M · loan HK$6.78M · min. income ≈ HK$72,496/mo (50% DSR)
Upfront cash ≈ HK$3.24M (deposit + AVD stamp duty HK$338,344 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,745
−HK$2,493/mo
▼ 0.25% · 3.875%
HK$40,982
−HK$1,256/mo
Today · 4.125%
HK$42,238
baseline
▲ 0.50% · 4.625%
HK$44,808
+HK$2,570/mo
Deposit HK$968K · loan HK$8.72M · min. income ≈ HK$84,476/mo (50% DSR)
Upfront cash ≈ HK$1.31M (deposit + AVD stamp duty HK$338,344 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,216
−HK$2,389/mo
▼ 0.25% · 3.875%
HK$45,402
−HK$1,203/mo
Today · 4.125%
HK$46,605
baseline
▲ 0.50% · 4.625%
HK$49,062
+HK$2,457/mo
Deposit HK$968K · loan HK$8.72M · min. income ≈ HK$93,210/mo (50% DSR)
Upfront cash ≈ HK$1.31M (deposit + AVD stamp duty HK$338,344 · Scale 2, in force from 26 Feb 2026)