LTV · monthly repayment
▼ 0.50% · 3.625%
HK$22,085
−HK$1,385/mo
▼ 0.25% · 3.875%
HK$22,772
−HK$698/mo
Today · 4.125%
HK$23,470
baseline
▲ 0.50% · 4.625%
HK$24,898
+HK$1,428/mo
Deposit HK$4.84M · loan HK$4.84M · min. income ≈ HK$46,940/mo (50% DSR)
Upfront cash ≈ HK$5.18M (deposit + AVD stamp duty HK$338,517 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,569
−HK$1,327/mo
▼ 0.25% · 3.875%
HK$25,228
−HK$668/mo
Today · 4.125%
HK$25,896
baseline
▲ 0.50% · 4.625%
HK$27,261
+HK$1,365/mo
Deposit HK$4.84M · loan HK$4.84M · min. income ≈ HK$51,792/mo (50% DSR)
Upfront cash ≈ HK$5.18M (deposit + AVD stamp duty HK$338,517 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,502
−HK$1,661/mo
▼ 0.25% · 3.875%
HK$27,326
−HK$837/mo
Today · 4.125%
HK$28,163
baseline
▲ 0.50% · 4.625%
HK$29,877
+HK$1,714/mo
Deposit HK$3.87M · loan HK$5.81M · min. income ≈ HK$56,326/mo (50% DSR)
Upfront cash ≈ HK$4.21M (deposit + AVD stamp duty HK$338,517 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,483
−HK$1,593/mo
▼ 0.25% · 3.875%
HK$30,273
−HK$803/mo
Today · 4.125%
HK$31,076
baseline
▲ 0.50% · 4.625%
HK$32,714
+HK$1,638/mo
Deposit HK$3.87M · loan HK$5.81M · min. income ≈ HK$62,152/mo (50% DSR)
Upfront cash ≈ HK$4.21M (deposit + AVD stamp duty HK$338,517 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,919
−HK$1,938/mo
▼ 0.25% · 3.875%
HK$31,880
−HK$977/mo
Today · 4.125%
HK$32,857
baseline
▲ 0.50% · 4.625%
HK$34,857
+HK$2,000/mo
Deposit HK$2.91M · loan HK$6.78M · min. income ≈ HK$65,714/mo (50% DSR)
Upfront cash ≈ HK$3.24M (deposit + AVD stamp duty HK$338,517 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,397
−HK$1,858/mo
▼ 0.25% · 3.875%
HK$35,319
−HK$936/mo
Today · 4.125%
HK$36,255
baseline
▲ 0.50% · 4.625%
HK$38,166
+HK$1,911/mo
Deposit HK$2.91M · loan HK$6.78M · min. income ≈ HK$72,510/mo (50% DSR)
Upfront cash ≈ HK$3.24M (deposit + AVD stamp duty HK$338,517 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,752
−HK$2,493/mo
▼ 0.25% · 3.875%
HK$40,989
−HK$1,256/mo
Today · 4.125%
HK$42,245
baseline
▲ 0.50% · 4.625%
HK$44,816
+HK$2,571/mo
Deposit HK$969K · loan HK$8.72M · min. income ≈ HK$84,490/mo (50% DSR)
Upfront cash ≈ HK$1.31M (deposit + AVD stamp duty HK$338,517 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,224
−HK$2,389/mo
▼ 0.25% · 3.875%
HK$45,410
−HK$1,203/mo
Today · 4.125%
HK$46,613
baseline
▲ 0.50% · 4.625%
HK$49,070
+HK$2,457/mo
Deposit HK$969K · loan HK$8.72M · min. income ≈ HK$93,226/mo (50% DSR)
Upfront cash ≈ HK$1.31M (deposit + AVD stamp duty HK$338,517 · Scale 2, in force from 26 Feb 2026)