LTV · monthly repayment
▼ 0.50% · 3.625%
HK$22,098
−HK$1,385/mo
▼ 0.25% · 3.875%
HK$22,785
−HK$698/mo
Today · 4.125%
HK$23,483
baseline
▲ 0.50% · 4.625%
HK$24,912
+HK$1,429/mo
Deposit HK$4.85M · loan HK$4.85M · min. income ≈ HK$46,966/mo (50% DSR)
Upfront cash ≈ HK$5.18M (deposit + AVD stamp duty HK$339,085 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,583
−HK$1,329/mo
▼ 0.25% · 3.875%
HK$25,243
−HK$669/mo
Today · 4.125%
HK$25,912
baseline
▲ 0.50% · 4.625%
HK$27,277
+HK$1,365/mo
Deposit HK$4.85M · loan HK$4.85M · min. income ≈ HK$51,824/mo (50% DSR)
Upfront cash ≈ HK$5.18M (deposit + AVD stamp duty HK$339,085 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,517
−HK$1,663/mo
▼ 0.25% · 3.875%
HK$27,342
−HK$838/mo
Today · 4.125%
HK$28,180
baseline
▲ 0.50% · 4.625%
HK$29,895
+HK$1,715/mo
Deposit HK$3.88M · loan HK$5.81M · min. income ≈ HK$56,360/mo (50% DSR)
Upfront cash ≈ HK$4.22M (deposit + AVD stamp duty HK$339,085 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,500
−HK$1,594/mo
▼ 0.25% · 3.875%
HK$30,291
−HK$803/mo
Today · 4.125%
HK$31,094
baseline
▲ 0.50% · 4.625%
HK$32,733
+HK$1,639/mo
Deposit HK$3.88M · loan HK$5.81M · min. income ≈ HK$62,188/mo (50% DSR)
Upfront cash ≈ HK$4.22M (deposit + AVD stamp duty HK$339,085 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,937
−HK$1,940/mo
▼ 0.25% · 3.875%
HK$31,899
−HK$978/mo
Today · 4.125%
HK$32,877
baseline
▲ 0.50% · 4.625%
HK$34,877
+HK$2,000/mo
Deposit HK$2.91M · loan HK$6.78M · min. income ≈ HK$65,754/mo (50% DSR)
Upfront cash ≈ HK$3.25M (deposit + AVD stamp duty HK$339,085 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,417
−HK$1,859/mo
▼ 0.25% · 3.875%
HK$35,340
−HK$936/mo
Today · 4.125%
HK$36,276
baseline
▲ 0.50% · 4.625%
HK$38,188
+HK$1,912/mo
Deposit HK$2.91M · loan HK$6.78M · min. income ≈ HK$72,552/mo (50% DSR)
Upfront cash ≈ HK$3.25M (deposit + AVD stamp duty HK$339,085 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,776
−HK$2,494/mo
▼ 0.25% · 3.875%
HK$41,013
−HK$1,257/mo
Today · 4.125%
HK$42,270
baseline
▲ 0.50% · 4.625%
HK$44,842
+HK$2,572/mo
Deposit HK$969K · loan HK$8.72M · min. income ≈ HK$84,540/mo (50% DSR)
Upfront cash ≈ HK$1.31M (deposit + AVD stamp duty HK$339,085 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,250
−HK$2,391/mo
▼ 0.25% · 3.875%
HK$45,437
−HK$1,204/mo
Today · 4.125%
HK$46,641
baseline
▲ 0.50% · 4.625%
HK$49,099
+HK$2,458/mo
Deposit HK$969K · loan HK$8.72M · min. income ≈ HK$93,282/mo (50% DSR)
Upfront cash ≈ HK$1.31M (deposit + AVD stamp duty HK$339,085 · Scale 2, in force from 26 Feb 2026)