LTV · monthly repayment
▼ 0.50% · 3.625%
HK$22,116
−HK$1,387/mo
▼ 0.25% · 3.875%
HK$22,804
−HK$699/mo
Today · 4.125%
HK$23,503
baseline
▲ 0.50% · 4.625%
HK$24,933
+HK$1,430/mo
Deposit HK$4.85M · loan HK$4.85M · min. income ≈ HK$47,006/mo (50% DSR)
Upfront cash ≈ HK$5.19M (deposit + AVD stamp duty HK$339,888 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,604
−HK$1,329/mo
▼ 0.25% · 3.875%
HK$25,264
−HK$669/mo
Today · 4.125%
HK$25,933
baseline
▲ 0.50% · 4.625%
HK$27,300
+HK$1,367/mo
Deposit HK$4.85M · loan HK$4.85M · min. income ≈ HK$51,866/mo (50% DSR)
Upfront cash ≈ HK$5.19M (deposit + AVD stamp duty HK$339,888 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,539
−HK$1,664/mo
▼ 0.25% · 3.875%
HK$27,365
−HK$838/mo
Today · 4.125%
HK$28,203
baseline
▲ 0.50% · 4.625%
HK$29,919
+HK$1,716/mo
Deposit HK$3.88M · loan HK$5.82M · min. income ≈ HK$56,406/mo (50% DSR)
Upfront cash ≈ HK$4.22M (deposit + AVD stamp duty HK$339,888 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,524
−HK$1,596/mo
▼ 0.25% · 3.875%
HK$30,316
−HK$804/mo
Today · 4.125%
HK$31,120
baseline
▲ 0.50% · 4.625%
HK$32,760
+HK$1,640/mo
Deposit HK$3.88M · loan HK$5.82M · min. income ≈ HK$62,240/mo (50% DSR)
Upfront cash ≈ HK$4.22M (deposit + AVD stamp duty HK$339,888 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,962
−HK$1,942/mo
▼ 0.25% · 3.875%
HK$31,925
−HK$979/mo
Today · 4.125%
HK$32,904
baseline
▲ 0.50% · 4.625%
HK$34,906
+HK$2,002/mo
Deposit HK$2.91M · loan HK$6.79M · min. income ≈ HK$65,808/mo (50% DSR)
Upfront cash ≈ HK$3.25M (deposit + AVD stamp duty HK$339,888 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,445
−HK$1,861/mo
▼ 0.25% · 3.875%
HK$35,369
−HK$937/mo
Today · 4.125%
HK$36,306
baseline
▲ 0.50% · 4.625%
HK$38,220
+HK$1,914/mo
Deposit HK$2.91M · loan HK$6.79M · min. income ≈ HK$72,612/mo (50% DSR)
Upfront cash ≈ HK$3.25M (deposit + AVD stamp duty HK$339,888 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,809
−HK$2,496/mo
▼ 0.25% · 3.875%
HK$41,047
−HK$1,258/mo
Today · 4.125%
HK$42,305
baseline
▲ 0.50% · 4.625%
HK$44,879
+HK$2,574/mo
Deposit HK$970K · loan HK$8.73M · min. income ≈ HK$84,610/mo (50% DSR)
Upfront cash ≈ HK$1.31M (deposit + AVD stamp duty HK$339,888 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,287
−HK$2,392/mo
▼ 0.25% · 3.875%
HK$45,474
−HK$1,205/mo
Today · 4.125%
HK$46,679
baseline
▲ 0.50% · 4.625%
HK$49,140
+HK$2,461/mo
Deposit HK$970K · loan HK$8.73M · min. income ≈ HK$93,358/mo (50% DSR)
Upfront cash ≈ HK$1.31M (deposit + AVD stamp duty HK$339,888 · Scale 2, in force from 26 Feb 2026)