LTV · monthly repayment
▼ 0.50% · 3.625%
HK$221,219
−HK$13,872/mo
▼ 0.25% · 3.875%
HK$228,100
−HK$6,991/mo
Today · 4.125%
HK$235,091
baseline
▲ 0.50% · 4.625%
HK$249,396
+HK$14,305/mo
Deposit HK$48.51M · loan HK$48.51M · min. income ≈ HK$470,182/mo (50% DSR)
Upfront cash ≈ HK$52.63M (deposit + AVD stamp duty HK$4,123,128 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$246,103
−HK$13,297/mo
▼ 0.25% · 3.875%
HK$252,704
−HK$6,696/mo
Today · 4.125%
HK$259,400
baseline
▲ 0.50% · 4.625%
HK$273,073
+HK$13,673/mo
Deposit HK$48.51M · loan HK$48.51M · min. income ≈ HK$518,800/mo (50% DSR)
Upfront cash ≈ HK$52.63M (deposit + AVD stamp duty HK$4,123,128 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$265,462
−HK$16,647/mo
▼ 0.25% · 3.875%
HK$273,720
−HK$8,389/mo
Today · 4.125%
HK$282,109
baseline
▲ 0.50% · 4.625%
HK$299,275
+HK$17,166/mo
Deposit HK$38.81M · loan HK$58.21M · min. income ≈ HK$564,218/mo (50% DSR)
Upfront cash ≈ HK$42.93M (deposit + AVD stamp duty HK$4,123,128 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$295,324
−HK$15,956/mo
▼ 0.25% · 3.875%
HK$303,245
−HK$8,035/mo
Today · 4.125%
HK$311,280
baseline
▲ 0.50% · 4.625%
HK$327,687
+HK$16,407/mo
Deposit HK$38.81M · loan HK$58.21M · min. income ≈ HK$622,560/mo (50% DSR)
Upfront cash ≈ HK$42.93M (deposit + AVD stamp duty HK$4,123,128 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$309,706
−HK$19,421/mo
▼ 0.25% · 3.875%
HK$319,340
−HK$9,787/mo
Today · 4.125%
HK$329,127
baseline
▲ 0.50% · 4.625%
HK$349,154
+HK$20,027/mo
Deposit HK$29.10M · loan HK$67.91M · min. income ≈ HK$658,254/mo (50% DSR)
Upfront cash ≈ HK$33.23M (deposit + AVD stamp duty HK$4,123,128 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$344,545
−HK$18,614/mo
▼ 0.25% · 3.875%
HK$353,785
−HK$9,374/mo
Today · 4.125%
HK$363,159
baseline
▲ 0.50% · 4.625%
HK$382,302
+HK$19,143/mo
Deposit HK$29.10M · loan HK$67.91M · min. income ≈ HK$726,318/mo (50% DSR)
Upfront cash ≈ HK$33.23M (deposit + AVD stamp duty HK$4,123,128 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$398,193
−HK$24,971/mo
▼ 0.25% · 3.875%
HK$410,579
−HK$12,585/mo
Today · 4.125%
HK$423,164
baseline
▲ 0.50% · 4.625%
HK$448,912
+HK$25,748/mo
Deposit HK$9.70M · loan HK$87.31M · min. income ≈ HK$846,328/mo (50% DSR)
Upfront cash ≈ HK$13.82M (deposit + AVD stamp duty HK$4,123,128 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$442,986
−HK$23,933/mo
▼ 0.25% · 3.875%
HK$454,867
−HK$12,052/mo
Today · 4.125%
HK$466,919
baseline
▲ 0.50% · 4.625%
HK$491,531
+HK$24,612/mo
Deposit HK$9.70M · loan HK$87.31M · min. income ≈ HK$933,838/mo (50% DSR)
Upfront cash ≈ HK$13.82M (deposit + AVD stamp duty HK$4,123,128 · Scale 2, in force from 26 Feb 2026)