LTV · monthly repayment
▼ 0.50% · 3.625%
HK$22,125
−HK$1,387/mo
▼ 0.25% · 3.875%
HK$22,813
−HK$699/mo
Today · 4.125%
HK$23,512
baseline
▲ 0.50% · 4.625%
HK$24,943
+HK$1,431/mo
Deposit HK$4.85M · loan HK$4.85M · min. income ≈ HK$47,024/mo (50% DSR)
Upfront cash ≈ HK$5.19M (deposit + AVD stamp duty HK$340,287 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,614
−HK$1,330/mo
▼ 0.25% · 3.875%
HK$25,274
−HK$670/mo
Today · 4.125%
HK$25,944
baseline
▲ 0.50% · 4.625%
HK$27,311
+HK$1,367/mo
Deposit HK$4.85M · loan HK$4.85M · min. income ≈ HK$51,888/mo (50% DSR)
Upfront cash ≈ HK$5.19M (deposit + AVD stamp duty HK$340,287 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,550
−HK$1,665/mo
▼ 0.25% · 3.875%
HK$27,376
−HK$839/mo
Today · 4.125%
HK$28,215
baseline
▲ 0.50% · 4.625%
HK$29,932
+HK$1,717/mo
Deposit HK$3.88M · loan HK$5.82M · min. income ≈ HK$56,430/mo (50% DSR)
Upfront cash ≈ HK$4.22M (deposit + AVD stamp duty HK$340,287 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,537
−HK$1,595/mo
▼ 0.25% · 3.875%
HK$30,329
−HK$803/mo
Today · 4.125%
HK$31,132
baseline
▲ 0.50% · 4.625%
HK$32,773
+HK$1,641/mo
Deposit HK$3.88M · loan HK$5.82M · min. income ≈ HK$62,264/mo (50% DSR)
Upfront cash ≈ HK$4.22M (deposit + AVD stamp duty HK$340,287 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,975
−HK$1,942/mo
▼ 0.25% · 3.875%
HK$31,939
−HK$978/mo
Today · 4.125%
HK$32,917
baseline
▲ 0.50% · 4.625%
HK$34,920
+HK$2,003/mo
Deposit HK$2.91M · loan HK$6.79M · min. income ≈ HK$65,834/mo (50% DSR)
Upfront cash ≈ HK$3.25M (deposit + AVD stamp duty HK$340,287 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,459
−HK$1,862/mo
▼ 0.25% · 3.875%
HK$35,384
−HK$937/mo
Today · 4.125%
HK$36,321
baseline
▲ 0.50% · 4.625%
HK$38,236
+HK$1,915/mo
Deposit HK$2.91M · loan HK$6.79M · min. income ≈ HK$72,642/mo (50% DSR)
Upfront cash ≈ HK$3.25M (deposit + AVD stamp duty HK$340,287 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,825
−HK$2,497/mo
▼ 0.25% · 3.875%
HK$41,064
−HK$1,258/mo
Today · 4.125%
HK$42,322
baseline
▲ 0.50% · 4.625%
HK$44,898
+HK$2,576/mo
Deposit HK$970K · loan HK$8.73M · min. income ≈ HK$84,644/mo (50% DSR)
Upfront cash ≈ HK$1.31M (deposit + AVD stamp duty HK$340,287 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,305
−HK$2,394/mo
▼ 0.25% · 3.875%
HK$45,493
−HK$1,206/mo
Today · 4.125%
HK$46,699
baseline
▲ 0.50% · 4.625%
HK$49,160
+HK$2,461/mo
Deposit HK$970K · loan HK$8.73M · min. income ≈ HK$93,398/mo (50% DSR)
Upfront cash ≈ HK$1.31M (deposit + AVD stamp duty HK$340,287 · Scale 2, in force from 26 Feb 2026)