LTV · monthly repayment
▼ 0.50% · 3.625%
HK$22,139
−HK$1,388/mo
▼ 0.25% · 3.875%
HK$22,828
−HK$699/mo
Today · 4.125%
HK$23,527
baseline
▲ 0.50% · 4.625%
HK$24,959
+HK$1,432/mo
Deposit HK$4.85M · loan HK$4.85M · min. income ≈ HK$47,054/mo (50% DSR)
Upfront cash ≈ HK$5.20M (deposit + AVD stamp duty HK$340,902 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,629
−HK$1,331/mo
▼ 0.25% · 3.875%
HK$25,290
−HK$670/mo
Today · 4.125%
HK$25,960
baseline
▲ 0.50% · 4.625%
HK$27,329
+HK$1,369/mo
Deposit HK$4.85M · loan HK$4.85M · min. income ≈ HK$51,920/mo (50% DSR)
Upfront cash ≈ HK$5.20M (deposit + AVD stamp duty HK$340,902 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,567
−HK$1,666/mo
▼ 0.25% · 3.875%
HK$27,393
−HK$840/mo
Today · 4.125%
HK$28,233
baseline
▲ 0.50% · 4.625%
HK$29,951
+HK$1,718/mo
Deposit HK$3.88M · loan HK$5.83M · min. income ≈ HK$56,466/mo (50% DSR)
Upfront cash ≈ HK$4.22M (deposit + AVD stamp duty HK$340,902 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,555
−HK$1,597/mo
▼ 0.25% · 3.875%
HK$30,348
−HK$804/mo
Today · 4.125%
HK$31,152
baseline
▲ 0.50% · 4.625%
HK$32,794
+HK$1,642/mo
Deposit HK$3.88M · loan HK$5.83M · min. income ≈ HK$62,304/mo (50% DSR)
Upfront cash ≈ HK$4.22M (deposit + AVD stamp duty HK$340,902 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,995
−HK$1,943/mo
▼ 0.25% · 3.875%
HK$31,959
−HK$979/mo
Today · 4.125%
HK$32,938
baseline
▲ 0.50% · 4.625%
HK$34,943
+HK$2,005/mo
Deposit HK$2.91M · loan HK$6.80M · min. income ≈ HK$65,876/mo (50% DSR)
Upfront cash ≈ HK$3.25M (deposit + AVD stamp duty HK$340,902 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,481
−HK$1,863/mo
▼ 0.25% · 3.875%
HK$35,406
−HK$938/mo
Today · 4.125%
HK$36,344
baseline
▲ 0.50% · 4.625%
HK$38,260
+HK$1,916/mo
Deposit HK$2.91M · loan HK$6.80M · min. income ≈ HK$72,688/mo (50% DSR)
Upfront cash ≈ HK$3.25M (deposit + AVD stamp duty HK$340,902 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,850
−HK$2,499/mo
▼ 0.25% · 3.875%
HK$41,090
−HK$1,259/mo
Today · 4.125%
HK$42,349
baseline
▲ 0.50% · 4.625%
HK$44,926
+HK$2,577/mo
Deposit HK$971K · loan HK$8.74M · min. income ≈ HK$84,698/mo (50% DSR)
Upfront cash ≈ HK$1.31M (deposit + AVD stamp duty HK$340,902 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,333
−HK$2,395/mo
▼ 0.25% · 3.875%
HK$45,522
−HK$1,206/mo
Today · 4.125%
HK$46,728
baseline
▲ 0.50% · 4.625%
HK$49,191
+HK$2,463/mo
Deposit HK$971K · loan HK$8.74M · min. income ≈ HK$93,456/mo (50% DSR)
Upfront cash ≈ HK$1.31M (deposit + AVD stamp duty HK$340,902 · Scale 2, in force from 26 Feb 2026)