LTV · monthly repayment
▼ 0.50% · 3.625%
HK$22,141
−HK$1,388/mo
▼ 0.25% · 3.875%
HK$22,830
−HK$699/mo
Today · 4.125%
HK$23,529
baseline
▲ 0.50% · 4.625%
HK$24,961
+HK$1,432/mo
Deposit HK$4.85M · loan HK$4.85M · min. income ≈ HK$47,058/mo (50% DSR)
Upfront cash ≈ HK$5.20M (deposit + AVD stamp duty HK$340,979 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,631
−HK$1,331/mo
▼ 0.25% · 3.875%
HK$25,292
−HK$670/mo
Today · 4.125%
HK$25,962
baseline
▲ 0.50% · 4.625%
HK$27,331
+HK$1,369/mo
Deposit HK$4.85M · loan HK$4.85M · min. income ≈ HK$51,924/mo (50% DSR)
Upfront cash ≈ HK$5.20M (deposit + AVD stamp duty HK$340,979 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,569
−HK$1,666/mo
▼ 0.25% · 3.875%
HK$27,395
−HK$840/mo
Today · 4.125%
HK$28,235
baseline
▲ 0.50% · 4.625%
HK$29,953
+HK$1,718/mo
Deposit HK$3.88M · loan HK$5.83M · min. income ≈ HK$56,470/mo (50% DSR)
Upfront cash ≈ HK$4.22M (deposit + AVD stamp duty HK$340,979 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,558
−HK$1,597/mo
▼ 0.25% · 3.875%
HK$30,350
−HK$805/mo
Today · 4.125%
HK$31,155
baseline
▲ 0.50% · 4.625%
HK$32,797
+HK$1,642/mo
Deposit HK$3.88M · loan HK$5.83M · min. income ≈ HK$62,310/mo (50% DSR)
Upfront cash ≈ HK$4.22M (deposit + AVD stamp duty HK$340,979 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,997
−HK$1,944/mo
▼ 0.25% · 3.875%
HK$31,961
−HK$980/mo
Today · 4.125%
HK$32,941
baseline
▲ 0.50% · 4.625%
HK$34,945
+HK$2,004/mo
Deposit HK$2.91M · loan HK$6.80M · min. income ≈ HK$65,882/mo (50% DSR)
Upfront cash ≈ HK$3.25M (deposit + AVD stamp duty HK$340,979 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,484
−HK$1,863/mo
▼ 0.25% · 3.875%
HK$35,409
−HK$938/mo
Today · 4.125%
HK$36,347
baseline
▲ 0.50% · 4.625%
HK$38,263
+HK$1,916/mo
Deposit HK$2.91M · loan HK$6.80M · min. income ≈ HK$72,694/mo (50% DSR)
Upfront cash ≈ HK$3.25M (deposit + AVD stamp duty HK$340,979 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,853
−HK$2,500/mo
▼ 0.25% · 3.875%
HK$41,093
−HK$1,260/mo
Today · 4.125%
HK$42,353
baseline
▲ 0.50% · 4.625%
HK$44,930
+HK$2,577/mo
Deposit HK$971K · loan HK$8.74M · min. income ≈ HK$84,706/mo (50% DSR)
Upfront cash ≈ HK$1.31M (deposit + AVD stamp duty HK$340,979 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,337
−HK$2,395/mo
▼ 0.25% · 3.875%
HK$45,526
−HK$1,206/mo
Today · 4.125%
HK$46,732
baseline
▲ 0.50% · 4.625%
HK$49,195
+HK$2,463/mo
Deposit HK$971K · loan HK$8.74M · min. income ≈ HK$93,464/mo (50% DSR)
Upfront cash ≈ HK$1.31M (deposit + AVD stamp duty HK$340,979 · Scale 2, in force from 26 Feb 2026)