LTV · monthly repayment
▼ 0.50% · 3.625%
HK$22,143
−HK$1,388/mo
▼ 0.25% · 3.875%
HK$22,832
−HK$699/mo
Today · 4.125%
HK$23,531
baseline
▲ 0.50% · 4.625%
HK$24,963
+HK$1,432/mo
Deposit HK$4.86M · loan HK$4.86M · min. income ≈ HK$47,062/mo (50% DSR)
Upfront cash ≈ HK$5.20M (deposit + AVD stamp duty HK$341,066 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,634
−HK$1,330/mo
▼ 0.25% · 3.875%
HK$25,294
−HK$670/mo
Today · 4.125%
HK$25,964
baseline
▲ 0.50% · 4.625%
HK$27,333
+HK$1,369/mo
Deposit HK$4.86M · loan HK$4.86M · min. income ≈ HK$51,928/mo (50% DSR)
Upfront cash ≈ HK$5.20M (deposit + AVD stamp duty HK$341,066 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,571
−HK$1,667/mo
▼ 0.25% · 3.875%
HK$27,398
−HK$840/mo
Today · 4.125%
HK$28,238
baseline
▲ 0.50% · 4.625%
HK$29,956
+HK$1,718/mo
Deposit HK$3.88M · loan HK$5.83M · min. income ≈ HK$56,476/mo (50% DSR)
Upfront cash ≈ HK$4.23M (deposit + AVD stamp duty HK$341,066 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,560
−HK$1,597/mo
▼ 0.25% · 3.875%
HK$30,353
−HK$804/mo
Today · 4.125%
HK$31,157
baseline
▲ 0.50% · 4.625%
HK$32,800
+HK$1,643/mo
Deposit HK$3.88M · loan HK$5.83M · min. income ≈ HK$62,314/mo (50% DSR)
Upfront cash ≈ HK$4.23M (deposit + AVD stamp duty HK$341,066 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,000
−HK$1,944/mo
▼ 0.25% · 3.875%
HK$31,964
−HK$980/mo
Today · 4.125%
HK$32,944
baseline
▲ 0.50% · 4.625%
HK$34,948
+HK$2,004/mo
Deposit HK$2.91M · loan HK$6.80M · min. income ≈ HK$65,888/mo (50% DSR)
Upfront cash ≈ HK$3.25M (deposit + AVD stamp duty HK$341,066 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,487
−HK$1,863/mo
▼ 0.25% · 3.875%
HK$35,412
−HK$938/mo
Today · 4.125%
HK$36,350
baseline
▲ 0.50% · 4.625%
HK$38,266
+HK$1,916/mo
Deposit HK$2.91M · loan HK$6.80M · min. income ≈ HK$72,700/mo (50% DSR)
Upfront cash ≈ HK$3.25M (deposit + AVD stamp duty HK$341,066 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,857
−HK$2,499/mo
▼ 0.25% · 3.875%
HK$41,097
−HK$1,259/mo
Today · 4.125%
HK$42,356
baseline
▲ 0.50% · 4.625%
HK$44,934
+HK$2,578/mo
Deposit HK$971K · loan HK$8.74M · min. income ≈ HK$84,712/mo (50% DSR)
Upfront cash ≈ HK$1.31M (deposit + AVD stamp duty HK$341,066 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,341
−HK$2,395/mo
▼ 0.25% · 3.875%
HK$45,530
−HK$1,206/mo
Today · 4.125%
HK$46,736
baseline
▲ 0.50% · 4.625%
HK$49,200
+HK$2,464/mo
Deposit HK$971K · loan HK$8.74M · min. income ≈ HK$93,472/mo (50% DSR)
Upfront cash ≈ HK$1.31M (deposit + AVD stamp duty HK$341,066 · Scale 2, in force from 26 Feb 2026)