LTV · monthly repayment
▼ 0.50% · 3.625%
HK$22,144
−HK$1,389/mo
▼ 0.25% · 3.875%
HK$22,833
−HK$700/mo
Today · 4.125%
HK$23,533
baseline
▲ 0.50% · 4.625%
HK$24,965
+HK$1,432/mo
Deposit HK$4.86M · loan HK$4.86M · min. income ≈ HK$47,066/mo (50% DSR)
Upfront cash ≈ HK$5.20M (deposit + AVD stamp duty HK$341,138 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,635
−HK$1,331/mo
▼ 0.25% · 3.875%
HK$25,296
−HK$670/mo
Today · 4.125%
HK$25,966
baseline
▲ 0.50% · 4.625%
HK$27,335
+HK$1,369/mo
Deposit HK$4.86M · loan HK$4.86M · min. income ≈ HK$51,932/mo (50% DSR)
Upfront cash ≈ HK$5.20M (deposit + AVD stamp duty HK$341,138 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,573
−HK$1,667/mo
▼ 0.25% · 3.875%
HK$27,400
−HK$840/mo
Today · 4.125%
HK$28,240
baseline
▲ 0.50% · 4.625%
HK$29,958
+HK$1,718/mo
Deposit HK$3.88M · loan HK$5.83M · min. income ≈ HK$56,480/mo (50% DSR)
Upfront cash ≈ HK$4.23M (deposit + AVD stamp duty HK$341,138 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,563
−HK$1,597/mo
▼ 0.25% · 3.875%
HK$30,355
−HK$805/mo
Today · 4.125%
HK$31,160
baseline
▲ 0.50% · 4.625%
HK$32,802
+HK$1,642/mo
Deposit HK$3.88M · loan HK$5.83M · min. income ≈ HK$62,320/mo (50% DSR)
Upfront cash ≈ HK$4.23M (deposit + AVD stamp duty HK$341,138 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,002
−HK$1,944/mo
▼ 0.25% · 3.875%
HK$31,967
−HK$979/mo
Today · 4.125%
HK$32,946
baseline
▲ 0.50% · 4.625%
HK$34,951
+HK$2,005/mo
Deposit HK$2.91M · loan HK$6.80M · min. income ≈ HK$65,892/mo (50% DSR)
Upfront cash ≈ HK$3.25M (deposit + AVD stamp duty HK$341,138 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,490
−HK$1,863/mo
▼ 0.25% · 3.875%
HK$35,415
−HK$938/mo
Today · 4.125%
HK$36,353
baseline
▲ 0.50% · 4.625%
HK$38,269
+HK$1,916/mo
Deposit HK$2.91M · loan HK$6.80M · min. income ≈ HK$72,706/mo (50% DSR)
Upfront cash ≈ HK$3.25M (deposit + AVD stamp duty HK$341,138 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,860
−HK$2,500/mo
▼ 0.25% · 3.875%
HK$41,100
−HK$1,260/mo
Today · 4.125%
HK$42,360
baseline
▲ 0.50% · 4.625%
HK$44,937
+HK$2,577/mo
Deposit HK$971K · loan HK$8.74M · min. income ≈ HK$84,720/mo (50% DSR)
Upfront cash ≈ HK$1.31M (deposit + AVD stamp duty HK$341,138 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,344
−HK$2,396/mo
▼ 0.25% · 3.875%
HK$45,533
−HK$1,207/mo
Today · 4.125%
HK$46,740
baseline
▲ 0.50% · 4.625%
HK$49,203
+HK$2,463/mo
Deposit HK$971K · loan HK$8.74M · min. income ≈ HK$93,480/mo (50% DSR)
Upfront cash ≈ HK$1.31M (deposit + AVD stamp duty HK$341,138 · Scale 2, in force from 26 Feb 2026)