LTV · monthly repayment
▼ 0.50% · 3.625%
HK$22,146
−HK$1,389/mo
▼ 0.25% · 3.875%
HK$22,835
−HK$700/mo
Today · 4.125%
HK$23,535
baseline
▲ 0.50% · 4.625%
HK$24,967
+HK$1,432/mo
Deposit HK$4.86M · loan HK$4.86M · min. income ≈ HK$47,070/mo (50% DSR)
Upfront cash ≈ HK$5.20M (deposit + AVD stamp duty HK$341,206 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,637
−HK$1,331/mo
▼ 0.25% · 3.875%
HK$25,298
−HK$670/mo
Today · 4.125%
HK$25,968
baseline
▲ 0.50% · 4.625%
HK$27,337
+HK$1,369/mo
Deposit HK$4.86M · loan HK$4.86M · min. income ≈ HK$51,936/mo (50% DSR)
Upfront cash ≈ HK$5.20M (deposit + AVD stamp duty HK$341,206 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,575
−HK$1,667/mo
▼ 0.25% · 3.875%
HK$27,402
−HK$840/mo
Today · 4.125%
HK$28,242
baseline
▲ 0.50% · 4.625%
HK$29,960
+HK$1,718/mo
Deposit HK$3.88M · loan HK$5.83M · min. income ≈ HK$56,484/mo (50% DSR)
Upfront cash ≈ HK$4.23M (deposit + AVD stamp duty HK$341,206 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,565
−HK$1,597/mo
▼ 0.25% · 3.875%
HK$30,358
−HK$804/mo
Today · 4.125%
HK$31,162
baseline
▲ 0.50% · 4.625%
HK$32,804
+HK$1,642/mo
Deposit HK$3.88M · loan HK$5.83M · min. income ≈ HK$62,324/mo (50% DSR)
Upfront cash ≈ HK$4.23M (deposit + AVD stamp duty HK$341,206 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,004
−HK$1,945/mo
▼ 0.25% · 3.875%
HK$31,969
−HK$980/mo
Today · 4.125%
HK$32,949
baseline
▲ 0.50% · 4.625%
HK$34,953
+HK$2,004/mo
Deposit HK$2.91M · loan HK$6.80M · min. income ≈ HK$65,898/mo (50% DSR)
Upfront cash ≈ HK$3.25M (deposit + AVD stamp duty HK$341,206 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,492
−HK$1,864/mo
▼ 0.25% · 3.875%
HK$35,417
−HK$939/mo
Today · 4.125%
HK$36,356
baseline
▲ 0.50% · 4.625%
HK$38,272
+HK$1,916/mo
Deposit HK$2.91M · loan HK$6.80M · min. income ≈ HK$72,712/mo (50% DSR)
Upfront cash ≈ HK$3.25M (deposit + AVD stamp duty HK$341,206 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,863
−HK$2,499/mo
▼ 0.25% · 3.875%
HK$41,103
−HK$1,259/mo
Today · 4.125%
HK$42,362
baseline
▲ 0.50% · 4.625%
HK$44,940
+HK$2,578/mo
Deposit HK$971K · loan HK$8.74M · min. income ≈ HK$84,724/mo (50% DSR)
Upfront cash ≈ HK$1.31M (deposit + AVD stamp duty HK$341,206 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,347
−HK$2,396/mo
▼ 0.25% · 3.875%
HK$45,536
−HK$1,207/mo
Today · 4.125%
HK$46,743
baseline
▲ 0.50% · 4.625%
HK$49,207
+HK$2,464/mo
Deposit HK$971K · loan HK$8.74M · min. income ≈ HK$93,486/mo (50% DSR)
Upfront cash ≈ HK$1.31M (deposit + AVD stamp duty HK$341,206 · Scale 2, in force from 26 Feb 2026)