LTV · monthly repayment
▼ 0.50% · 3.625%
HK$22,147
−HK$1,388/mo
▼ 0.25% · 3.875%
HK$22,835
−HK$700/mo
Today · 4.125%
HK$23,535
baseline
▲ 0.50% · 4.625%
HK$24,967
+HK$1,432/mo
Deposit HK$4.86M · loan HK$4.86M · min. income ≈ HK$47,070/mo (50% DSR)
Upfront cash ≈ HK$5.20M (deposit + AVD stamp duty HK$341,231 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,638
−HK$1,331/mo
▼ 0.25% · 3.875%
HK$25,299
−HK$670/mo
Today · 4.125%
HK$25,969
baseline
▲ 0.50% · 4.625%
HK$27,338
+HK$1,369/mo
Deposit HK$4.86M · loan HK$4.86M · min. income ≈ HK$51,938/mo (50% DSR)
Upfront cash ≈ HK$5.20M (deposit + AVD stamp duty HK$341,231 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,576
−HK$1,666/mo
▼ 0.25% · 3.875%
HK$27,403
−HK$839/mo
Today · 4.125%
HK$28,242
baseline
▲ 0.50% · 4.625%
HK$29,961
+HK$1,719/mo
Deposit HK$3.88M · loan HK$5.83M · min. income ≈ HK$56,484/mo (50% DSR)
Upfront cash ≈ HK$4.23M (deposit + AVD stamp duty HK$341,231 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,565
−HK$1,598/mo
▼ 0.25% · 3.875%
HK$30,358
−HK$805/mo
Today · 4.125%
HK$31,163
baseline
▲ 0.50% · 4.625%
HK$32,805
+HK$1,642/mo
Deposit HK$3.88M · loan HK$5.83M · min. income ≈ HK$62,326/mo (50% DSR)
Upfront cash ≈ HK$4.23M (deposit + AVD stamp duty HK$341,231 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,005
−HK$1,944/mo
▼ 0.25% · 3.875%
HK$31,970
−HK$979/mo
Today · 4.125%
HK$32,949
baseline
▲ 0.50% · 4.625%
HK$34,954
+HK$2,005/mo
Deposit HK$2.91M · loan HK$6.80M · min. income ≈ HK$65,898/mo (50% DSR)
Upfront cash ≈ HK$3.25M (deposit + AVD stamp duty HK$341,231 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,493
−HK$1,863/mo
▼ 0.25% · 3.875%
HK$35,418
−HK$938/mo
Today · 4.125%
HK$36,356
baseline
▲ 0.50% · 4.625%
HK$38,273
+HK$1,917/mo
Deposit HK$2.91M · loan HK$6.80M · min. income ≈ HK$72,712/mo (50% DSR)
Upfront cash ≈ HK$3.25M (deposit + AVD stamp duty HK$341,231 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,864
−HK$2,500/mo
▼ 0.25% · 3.875%
HK$41,104
−HK$1,260/mo
Today · 4.125%
HK$42,364
baseline
▲ 0.50% · 4.625%
HK$44,941
+HK$2,577/mo
Deposit HK$971K · loan HK$8.74M · min. income ≈ HK$84,728/mo (50% DSR)
Upfront cash ≈ HK$1.31M (deposit + AVD stamp duty HK$341,231 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,348
−HK$2,396/mo
▼ 0.25% · 3.875%
HK$45,537
−HK$1,207/mo
Today · 4.125%
HK$46,744
baseline
▲ 0.50% · 4.625%
HK$49,208
+HK$2,464/mo
Deposit HK$971K · loan HK$8.74M · min. income ≈ HK$93,488/mo (50% DSR)
Upfront cash ≈ HK$1.31M (deposit + AVD stamp duty HK$341,231 · Scale 2, in force from 26 Feb 2026)