LTV · monthly repayment
▼ 0.50% · 3.625%
HK$221,488
−HK$13,889/mo
▼ 0.25% · 3.875%
HK$228,377
−HK$7,000/mo
Today · 4.125%
HK$235,377
baseline
▲ 0.50% · 4.625%
HK$249,699
+HK$14,322/mo
Deposit HK$48.57M · loan HK$48.57M · min. income ≈ HK$470,754/mo (50% DSR)
Upfront cash ≈ HK$52.69M (deposit + AVD stamp duty HK$4,128,142 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$246,403
−HK$13,312/mo
▼ 0.25% · 3.875%
HK$253,011
−HK$6,704/mo
Today · 4.125%
HK$259,715
baseline
▲ 0.50% · 4.625%
HK$273,405
+HK$13,690/mo
Deposit HK$48.57M · loan HK$48.57M · min. income ≈ HK$519,430/mo (50% DSR)
Upfront cash ≈ HK$52.69M (deposit + AVD stamp duty HK$4,128,142 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$265,785
−HK$16,667/mo
▼ 0.25% · 3.875%
HK$274,052
−HK$8,400/mo
Today · 4.125%
HK$282,452
baseline
▲ 0.50% · 4.625%
HK$299,639
+HK$17,187/mo
Deposit HK$38.85M · loan HK$58.28M · min. income ≈ HK$564,904/mo (50% DSR)
Upfront cash ≈ HK$42.98M (deposit + AVD stamp duty HK$4,128,142 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$295,683
−HK$15,975/mo
▼ 0.25% · 3.875%
HK$303,613
−HK$8,045/mo
Today · 4.125%
HK$311,658
baseline
▲ 0.50% · 4.625%
HK$328,086
+HK$16,428/mo
Deposit HK$38.85M · loan HK$58.28M · min. income ≈ HK$623,316/mo (50% DSR)
Upfront cash ≈ HK$42.98M (deposit + AVD stamp duty HK$4,128,142 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$310,083
−HK$19,444/mo
▼ 0.25% · 3.875%
HK$319,728
−HK$9,799/mo
Today · 4.125%
HK$329,527
baseline
▲ 0.50% · 4.625%
HK$349,578
+HK$20,051/mo
Deposit HK$29.14M · loan HK$67.99M · min. income ≈ HK$659,054/mo (50% DSR)
Upfront cash ≈ HK$33.27M (deposit + AVD stamp duty HK$4,128,142 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$344,964
−HK$18,637/mo
▼ 0.25% · 3.875%
HK$354,216
−HK$9,385/mo
Today · 4.125%
HK$363,601
baseline
▲ 0.50% · 4.625%
HK$382,767
+HK$19,166/mo
Deposit HK$29.14M · loan HK$67.99M · min. income ≈ HK$727,202/mo (50% DSR)
Upfront cash ≈ HK$33.27M (deposit + AVD stamp duty HK$4,128,142 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$398,678
−HK$25,000/mo
▼ 0.25% · 3.875%
HK$411,079
−HK$12,599/mo
Today · 4.125%
HK$423,678
baseline
▲ 0.50% · 4.625%
HK$449,458
+HK$25,780/mo
Deposit HK$9.71M · loan HK$87.42M · min. income ≈ HK$847,356/mo (50% DSR)
Upfront cash ≈ HK$13.84M (deposit + AVD stamp duty HK$4,128,142 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$443,525
−HK$23,962/mo
▼ 0.25% · 3.875%
HK$455,420
−HK$12,067/mo
Today · 4.125%
HK$467,487
baseline
▲ 0.50% · 4.625%
HK$492,129
+HK$24,642/mo
Deposit HK$9.71M · loan HK$87.42M · min. income ≈ HK$934,974/mo (50% DSR)
Upfront cash ≈ HK$13.84M (deposit + AVD stamp duty HK$4,128,142 · Scale 2, in force from 26 Feb 2026)