LTV · monthly repayment
▼ 0.50% · 3.625%
HK$22,149
−HK$1,389/mo
▼ 0.25% · 3.875%
HK$22,838
−HK$700/mo
Today · 4.125%
HK$23,538
baseline
▲ 0.50% · 4.625%
HK$24,971
+HK$1,433/mo
Deposit HK$4.86M · loan HK$4.86M · min. income ≈ HK$47,076/mo (50% DSR)
Upfront cash ≈ HK$5.20M (deposit + AVD stamp duty HK$341,360 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,641
−HK$1,331/mo
▼ 0.25% · 3.875%
HK$25,302
−HK$670/mo
Today · 4.125%
HK$25,972
baseline
▲ 0.50% · 4.625%
HK$27,341
+HK$1,369/mo
Deposit HK$4.86M · loan HK$4.86M · min. income ≈ HK$51,944/mo (50% DSR)
Upfront cash ≈ HK$5.20M (deposit + AVD stamp duty HK$341,360 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,579
−HK$1,667/mo
▼ 0.25% · 3.875%
HK$27,406
−HK$840/mo
Today · 4.125%
HK$28,246
baseline
▲ 0.50% · 4.625%
HK$29,965
+HK$1,719/mo
Deposit HK$3.89M · loan HK$5.83M · min. income ≈ HK$56,492/mo (50% DSR)
Upfront cash ≈ HK$4.23M (deposit + AVD stamp duty HK$341,360 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,569
−HK$1,598/mo
▼ 0.25% · 3.875%
HK$30,362
−HK$805/mo
Today · 4.125%
HK$31,167
baseline
▲ 0.50% · 4.625%
HK$32,810
+HK$1,643/mo
Deposit HK$3.89M · loan HK$5.83M · min. income ≈ HK$62,334/mo (50% DSR)
Upfront cash ≈ HK$4.23M (deposit + AVD stamp duty HK$341,360 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,009
−HK$1,945/mo
▼ 0.25% · 3.875%
HK$31,974
−HK$980/mo
Today · 4.125%
HK$32,954
baseline
▲ 0.50% · 4.625%
HK$34,959
+HK$2,005/mo
Deposit HK$2.91M · loan HK$6.80M · min. income ≈ HK$65,908/mo (50% DSR)
Upfront cash ≈ HK$3.26M (deposit + AVD stamp duty HK$341,360 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,498
−HK$1,863/mo
▼ 0.25% · 3.875%
HK$35,423
−HK$938/mo
Today · 4.125%
HK$36,361
baseline
▲ 0.50% · 4.625%
HK$38,278
+HK$1,917/mo
Deposit HK$2.91M · loan HK$6.80M · min. income ≈ HK$72,722/mo (50% DSR)
Upfront cash ≈ HK$3.26M (deposit + AVD stamp duty HK$341,360 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,869
−HK$2,500/mo
▼ 0.25% · 3.875%
HK$41,109
−HK$1,260/mo
Today · 4.125%
HK$42,369
baseline
▲ 0.50% · 4.625%
HK$44,947
+HK$2,578/mo
Deposit HK$971K · loan HK$8.74M · min. income ≈ HK$84,738/mo (50% DSR)
Upfront cash ≈ HK$1.31M (deposit + AVD stamp duty HK$341,360 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,354
−HK$2,396/mo
▼ 0.25% · 3.875%
HK$45,544
−HK$1,206/mo
Today · 4.125%
HK$46,750
baseline
▲ 0.50% · 4.625%
HK$49,215
+HK$2,465/mo
Deposit HK$971K · loan HK$8.74M · min. income ≈ HK$93,500/mo (50% DSR)
Upfront cash ≈ HK$1.31M (deposit + AVD stamp duty HK$341,360 · Scale 2, in force from 26 Feb 2026)