LTV · monthly repayment
▼ 0.50% · 3.625%
HK$22,150
−HK$1,389/mo
▼ 0.25% · 3.875%
HK$22,839
−HK$700/mo
Today · 4.125%
HK$23,539
baseline
▲ 0.50% · 4.625%
HK$24,971
+HK$1,432/mo
Deposit HK$4.86M · loan HK$4.86M · min. income ≈ HK$47,078/mo (50% DSR)
Upfront cash ≈ HK$5.20M (deposit + AVD stamp duty HK$341,383 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,642
−HK$1,331/mo
▼ 0.25% · 3.875%
HK$25,303
−HK$670/mo
Today · 4.125%
HK$25,973
baseline
▲ 0.50% · 4.625%
HK$27,342
+HK$1,369/mo
Deposit HK$4.86M · loan HK$4.86M · min. income ≈ HK$51,946/mo (50% DSR)
Upfront cash ≈ HK$5.20M (deposit + AVD stamp duty HK$341,383 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,580
−HK$1,667/mo
▼ 0.25% · 3.875%
HK$27,407
−HK$840/mo
Today · 4.125%
HK$28,247
baseline
▲ 0.50% · 4.625%
HK$29,966
+HK$1,719/mo
Deposit HK$3.89M · loan HK$5.83M · min. income ≈ HK$56,494/mo (50% DSR)
Upfront cash ≈ HK$4.23M (deposit + AVD stamp duty HK$341,383 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,570
−HK$1,598/mo
▼ 0.25% · 3.875%
HK$30,363
−HK$805/mo
Today · 4.125%
HK$31,168
baseline
▲ 0.50% · 4.625%
HK$32,810
+HK$1,642/mo
Deposit HK$3.89M · loan HK$5.83M · min. income ≈ HK$62,336/mo (50% DSR)
Upfront cash ≈ HK$4.23M (deposit + AVD stamp duty HK$341,383 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,010
−HK$1,945/mo
▼ 0.25% · 3.875%
HK$31,975
−HK$980/mo
Today · 4.125%
HK$32,955
baseline
▲ 0.50% · 4.625%
HK$34,960
+HK$2,005/mo
Deposit HK$2.91M · loan HK$6.80M · min. income ≈ HK$65,910/mo (50% DSR)
Upfront cash ≈ HK$3.26M (deposit + AVD stamp duty HK$341,383 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,498
−HK$1,864/mo
▼ 0.25% · 3.875%
HK$35,424
−HK$938/mo
Today · 4.125%
HK$36,362
baseline
▲ 0.50% · 4.625%
HK$38,279
+HK$1,917/mo
Deposit HK$2.91M · loan HK$6.80M · min. income ≈ HK$72,724/mo (50% DSR)
Upfront cash ≈ HK$3.26M (deposit + AVD stamp duty HK$341,383 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,870
−HK$2,500/mo
▼ 0.25% · 3.875%
HK$41,110
−HK$1,260/mo
Today · 4.125%
HK$42,370
baseline
▲ 0.50% · 4.625%
HK$44,948
+HK$2,578/mo
Deposit HK$971K · loan HK$8.74M · min. income ≈ HK$84,740/mo (50% DSR)
Upfront cash ≈ HK$1.31M (deposit + AVD stamp duty HK$341,383 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,355
−HK$2,396/mo
▼ 0.25% · 3.875%
HK$45,545
−HK$1,206/mo
Today · 4.125%
HK$46,751
baseline
▲ 0.50% · 4.625%
HK$49,216
+HK$2,465/mo
Deposit HK$971K · loan HK$8.74M · min. income ≈ HK$93,502/mo (50% DSR)
Upfront cash ≈ HK$1.31M (deposit + AVD stamp duty HK$341,383 · Scale 2, in force from 26 Feb 2026)