LTV · monthly repayment
▼ 0.50% · 3.625%
HK$22,154
−HK$1,390/mo
▼ 0.25% · 3.875%
HK$22,843
−HK$701/mo
Today · 4.125%
HK$23,544
baseline
▲ 0.50% · 4.625%
HK$24,976
+HK$1,432/mo
Deposit HK$4.86M · loan HK$4.86M · min. income ≈ HK$47,088/mo (50% DSR)
Upfront cash ≈ HK$5.20M (deposit + AVD stamp duty HK$341,572 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,646
−HK$1,332/mo
▼ 0.25% · 3.875%
HK$25,307
−HK$671/mo
Today · 4.125%
HK$25,978
baseline
▲ 0.50% · 4.625%
HK$27,347
+HK$1,369/mo
Deposit HK$4.86M · loan HK$4.86M · min. income ≈ HK$51,956/mo (50% DSR)
Upfront cash ≈ HK$5.20M (deposit + AVD stamp duty HK$341,572 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,585
−HK$1,667/mo
▼ 0.25% · 3.875%
HK$27,412
−HK$840/mo
Today · 4.125%
HK$28,252
baseline
▲ 0.50% · 4.625%
HK$29,971
+HK$1,719/mo
Deposit HK$3.89M · loan HK$5.83M · min. income ≈ HK$56,504/mo (50% DSR)
Upfront cash ≈ HK$4.23M (deposit + AVD stamp duty HK$341,572 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,576
−HK$1,598/mo
▼ 0.25% · 3.875%
HK$30,369
−HK$805/mo
Today · 4.125%
HK$31,174
baseline
▲ 0.50% · 4.625%
HK$32,817
+HK$1,643/mo
Deposit HK$3.89M · loan HK$5.83M · min. income ≈ HK$62,348/mo (50% DSR)
Upfront cash ≈ HK$4.23M (deposit + AVD stamp duty HK$341,572 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,016
−HK$1,945/mo
▼ 0.25% · 3.875%
HK$31,981
−HK$980/mo
Today · 4.125%
HK$32,961
baseline
▲ 0.50% · 4.625%
HK$34,967
+HK$2,006/mo
Deposit HK$2.91M · loan HK$6.80M · min. income ≈ HK$65,922/mo (50% DSR)
Upfront cash ≈ HK$3.26M (deposit + AVD stamp duty HK$341,572 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,505
−HK$1,864/mo
▼ 0.25% · 3.875%
HK$35,430
−HK$939/mo
Today · 4.125%
HK$36,369
baseline
▲ 0.50% · 4.625%
HK$38,286
+HK$1,917/mo
Deposit HK$2.91M · loan HK$6.80M · min. income ≈ HK$72,738/mo (50% DSR)
Upfront cash ≈ HK$3.26M (deposit + AVD stamp duty HK$341,572 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,878
−HK$2,500/mo
▼ 0.25% · 3.875%
HK$41,118
−HK$1,260/mo
Today · 4.125%
HK$42,378
baseline
▲ 0.50% · 4.625%
HK$44,957
+HK$2,579/mo
Deposit HK$972K · loan HK$8.74M · min. income ≈ HK$84,756/mo (50% DSR)
Upfront cash ≈ HK$1.31M (deposit + AVD stamp duty HK$341,572 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,364
−HK$2,396/mo
▼ 0.25% · 3.875%
HK$45,553
−HK$1,207/mo
Today · 4.125%
HK$46,760
baseline
▲ 0.50% · 4.625%
HK$49,225
+HK$2,465/mo
Deposit HK$972K · loan HK$8.74M · min. income ≈ HK$93,520/mo (50% DSR)
Upfront cash ≈ HK$1.31M (deposit + AVD stamp duty HK$341,572 · Scale 2, in force from 26 Feb 2026)