LTV · monthly repayment
▼ 0.50% · 3.625%
HK$22,176
−HK$1,390/mo
▼ 0.25% · 3.875%
HK$22,865
−HK$701/mo
Today · 4.125%
HK$23,566
baseline
▲ 0.50% · 4.625%
HK$25,000
+HK$1,434/mo
Deposit HK$4.86M · loan HK$4.86M · min. income ≈ HK$47,132/mo (50% DSR)
Upfront cash ≈ HK$5.21M (deposit + AVD stamp duty HK$342,508 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,670
−HK$1,333/mo
▼ 0.25% · 3.875%
HK$25,332
−HK$671/mo
Today · 4.125%
HK$26,003
baseline
▲ 0.50% · 4.625%
HK$27,374
+HK$1,371/mo
Deposit HK$4.86M · loan HK$4.86M · min. income ≈ HK$52,006/mo (50% DSR)
Upfront cash ≈ HK$5.21M (deposit + AVD stamp duty HK$342,508 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,611
−HK$1,669/mo
▼ 0.25% · 3.875%
HK$27,439
−HK$841/mo
Today · 4.125%
HK$28,280
baseline
▲ 0.50% · 4.625%
HK$30,000
+HK$1,720/mo
Deposit HK$3.89M · loan HK$5.84M · min. income ≈ HK$56,560/mo (50% DSR)
Upfront cash ≈ HK$4.23M (deposit + AVD stamp duty HK$342,508 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,604
−HK$1,600/mo
▼ 0.25% · 3.875%
HK$30,398
−HK$806/mo
Today · 4.125%
HK$31,204
baseline
▲ 0.50% · 4.625%
HK$32,848
+HK$1,644/mo
Deposit HK$3.89M · loan HK$5.84M · min. income ≈ HK$62,408/mo (50% DSR)
Upfront cash ≈ HK$4.23M (deposit + AVD stamp duty HK$342,508 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,046
−HK$1,947/mo
▼ 0.25% · 3.875%
HK$32,012
−HK$981/mo
Today · 4.125%
HK$32,993
baseline
▲ 0.50% · 4.625%
HK$35,000
+HK$2,007/mo
Deposit HK$2.92M · loan HK$6.81M · min. income ≈ HK$65,986/mo (50% DSR)
Upfront cash ≈ HK$3.26M (deposit + AVD stamp duty HK$342,508 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,538
−HK$1,866/mo
▼ 0.25% · 3.875%
HK$35,465
−HK$939/mo
Today · 4.125%
HK$36,404
baseline
▲ 0.50% · 4.625%
HK$38,323
+HK$1,919/mo
Deposit HK$2.92M · loan HK$6.81M · min. income ≈ HK$72,808/mo (50% DSR)
Upfront cash ≈ HK$3.26M (deposit + AVD stamp duty HK$342,508 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,916
−HK$2,503/mo
▼ 0.25% · 3.875%
HK$41,158
−HK$1,261/mo
Today · 4.125%
HK$42,419
baseline
▲ 0.50% · 4.625%
HK$45,000
+HK$2,581/mo
Deposit HK$973K · loan HK$8.75M · min. income ≈ HK$84,838/mo (50% DSR)
Upfront cash ≈ HK$1.32M (deposit + AVD stamp duty HK$342,508 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,406
−HK$2,400/mo
▼ 0.25% · 3.875%
HK$45,597
−HK$1,209/mo
Today · 4.125%
HK$46,806
baseline
▲ 0.50% · 4.625%
HK$49,273
+HK$2,467/mo
Deposit HK$973K · loan HK$8.75M · min. income ≈ HK$93,612/mo (50% DSR)
Upfront cash ≈ HK$1.32M (deposit + AVD stamp duty HK$342,508 · Scale 2, in force from 26 Feb 2026)