LTV · monthly repayment
▼ 0.50% · 3.625%
HK$221,790
−HK$13,908/mo
▼ 0.25% · 3.875%
HK$228,688
−HK$7,010/mo
Today · 4.125%
HK$235,698
baseline
▲ 0.50% · 4.625%
HK$250,039
+HK$14,341/mo
Deposit HK$48.63M · loan HK$48.63M · min. income ≈ HK$471,396/mo (50% DSR)
Upfront cash ≈ HK$52.77M (deposit + AVD stamp duty HK$4,133,771 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$246,739
−HK$13,330/mo
▼ 0.25% · 3.875%
HK$253,356
−HK$6,713/mo
Today · 4.125%
HK$260,069
baseline
▲ 0.50% · 4.625%
HK$273,778
+HK$13,709/mo
Deposit HK$48.63M · loan HK$48.63M · min. income ≈ HK$520,138/mo (50% DSR)
Upfront cash ≈ HK$52.77M (deposit + AVD stamp duty HK$4,133,771 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$266,147
−HK$16,690/mo
▼ 0.25% · 3.875%
HK$274,426
−HK$8,411/mo
Today · 4.125%
HK$282,837
baseline
▲ 0.50% · 4.625%
HK$300,047
+HK$17,210/mo
Deposit HK$38.91M · loan HK$58.36M · min. income ≈ HK$565,674/mo (50% DSR)
Upfront cash ≈ HK$43.04M (deposit + AVD stamp duty HK$4,133,771 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$296,086
−HK$15,997/mo
▼ 0.25% · 3.875%
HK$304,027
−HK$8,056/mo
Today · 4.125%
HK$312,083
baseline
▲ 0.50% · 4.625%
HK$328,533
+HK$16,450/mo
Deposit HK$38.91M · loan HK$58.36M · min. income ≈ HK$624,166/mo (50% DSR)
Upfront cash ≈ HK$43.04M (deposit + AVD stamp duty HK$4,133,771 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$310,505
−HK$19,472/mo
▼ 0.25% · 3.875%
HK$320,164
−HK$9,813/mo
Today · 4.125%
HK$329,977
baseline
▲ 0.50% · 4.625%
HK$350,055
+HK$20,078/mo
Deposit HK$29.18M · loan HK$68.09M · min. income ≈ HK$659,954/mo (50% DSR)
Upfront cash ≈ HK$33.31M (deposit + AVD stamp duty HK$4,133,771 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$345,434
−HK$18,663/mo
▼ 0.25% · 3.875%
HK$354,698
−HK$9,399/mo
Today · 4.125%
HK$364,097
baseline
▲ 0.50% · 4.625%
HK$383,289
+HK$19,192/mo
Deposit HK$29.18M · loan HK$68.09M · min. income ≈ HK$728,194/mo (50% DSR)
Upfront cash ≈ HK$33.31M (deposit + AVD stamp duty HK$4,133,771 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$399,221
−HK$25,035/mo
▼ 0.25% · 3.875%
HK$411,639
−HK$12,617/mo
Today · 4.125%
HK$424,256
baseline
▲ 0.50% · 4.625%
HK$450,071
+HK$25,815/mo
Deposit HK$9.73M · loan HK$87.54M · min. income ≈ HK$848,512/mo (50% DSR)
Upfront cash ≈ HK$13.86M (deposit + AVD stamp duty HK$4,133,771 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$444,130
−HK$23,995/mo
▼ 0.25% · 3.875%
HK$456,041
−HK$12,084/mo
Today · 4.125%
HK$468,125
baseline
▲ 0.50% · 4.625%
HK$492,800
+HK$24,675/mo
Deposit HK$9.73M · loan HK$87.54M · min. income ≈ HK$936,250/mo (50% DSR)
Upfront cash ≈ HK$13.86M (deposit + AVD stamp duty HK$4,133,771 · Scale 2, in force from 26 Feb 2026)