LTV · monthly repayment
▼ 0.50% · 3.625%
HK$22,189
−HK$1,392/mo
▼ 0.25% · 3.875%
HK$22,879
−HK$702/mo
Today · 4.125%
HK$23,581
baseline
▲ 0.50% · 4.625%
HK$25,016
+HK$1,435/mo
Deposit HK$4.87M · loan HK$4.87M · min. income ≈ HK$47,162/mo (50% DSR)
Upfront cash ≈ HK$5.21M (deposit + AVD stamp duty HK$343,104 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,685
−HK$1,334/mo
▼ 0.25% · 3.875%
HK$25,347
−HK$672/mo
Today · 4.125%
HK$26,019
baseline
▲ 0.50% · 4.625%
HK$27,391
+HK$1,372/mo
Deposit HK$4.87M · loan HK$4.87M · min. income ≈ HK$52,038/mo (50% DSR)
Upfront cash ≈ HK$5.21M (deposit + AVD stamp duty HK$343,104 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,627
−HK$1,670/mo
▼ 0.25% · 3.875%
HK$27,455
−HK$842/mo
Today · 4.125%
HK$28,297
baseline
▲ 0.50% · 4.625%
HK$30,019
+HK$1,722/mo
Deposit HK$3.89M · loan HK$5.84M · min. income ≈ HK$56,594/mo (50% DSR)
Upfront cash ≈ HK$4.24M (deposit + AVD stamp duty HK$343,104 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,622
−HK$1,601/mo
▼ 0.25% · 3.875%
HK$30,417
−HK$806/mo
Today · 4.125%
HK$31,223
baseline
▲ 0.50% · 4.625%
HK$32,869
+HK$1,646/mo
Deposit HK$3.89M · loan HK$5.84M · min. income ≈ HK$62,446/mo (50% DSR)
Upfront cash ≈ HK$4.24M (deposit + AVD stamp duty HK$343,104 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,065
−HK$1,948/mo
▼ 0.25% · 3.875%
HK$32,031
−HK$982/mo
Today · 4.125%
HK$33,013
baseline
▲ 0.50% · 4.625%
HK$35,022
+HK$2,009/mo
Deposit HK$2.92M · loan HK$6.81M · min. income ≈ HK$66,026/mo (50% DSR)
Upfront cash ≈ HK$3.26M (deposit + AVD stamp duty HK$343,104 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,559
−HK$1,868/mo
▼ 0.25% · 3.875%
HK$35,486
−HK$941/mo
Today · 4.125%
HK$36,427
baseline
▲ 0.50% · 4.625%
HK$38,347
+HK$1,920/mo
Deposit HK$2.92M · loan HK$6.81M · min. income ≈ HK$72,854/mo (50% DSR)
Upfront cash ≈ HK$3.26M (deposit + AVD stamp duty HK$343,104 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,941
−HK$2,504/mo
▼ 0.25% · 3.875%
HK$41,183
−HK$1,262/mo
Today · 4.125%
HK$42,445
baseline
▲ 0.50% · 4.625%
HK$45,028
+HK$2,583/mo
Deposit HK$973K · loan HK$8.76M · min. income ≈ HK$84,890/mo (50% DSR)
Upfront cash ≈ HK$1.32M (deposit + AVD stamp duty HK$343,104 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,434
−HK$2,400/mo
▼ 0.25% · 3.875%
HK$45,625
−HK$1,209/mo
Today · 4.125%
HK$46,834
baseline
▲ 0.50% · 4.625%
HK$49,303
+HK$2,469/mo
Deposit HK$973K · loan HK$8.76M · min. income ≈ HK$93,668/mo (50% DSR)
Upfront cash ≈ HK$1.32M (deposit + AVD stamp duty HK$343,104 · Scale 2, in force from 26 Feb 2026)