LTV · monthly repayment
▼ 0.50% · 3.625%
HK$22,194
−HK$1,392/mo
▼ 0.25% · 3.875%
HK$22,884
−HK$702/mo
Today · 4.125%
HK$23,586
baseline
▲ 0.50% · 4.625%
HK$25,021
+HK$1,435/mo
Deposit HK$4.87M · loan HK$4.87M · min. income ≈ HK$47,172/mo (50% DSR)
Upfront cash ≈ HK$5.21M (deposit + AVD stamp duty HK$343,309 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,691
−HK$1,333/mo
▼ 0.25% · 3.875%
HK$25,353
−HK$671/mo
Today · 4.125%
HK$26,024
baseline
▲ 0.50% · 4.625%
HK$27,396
+HK$1,372/mo
Deposit HK$4.87M · loan HK$4.87M · min. income ≈ HK$52,048/mo (50% DSR)
Upfront cash ≈ HK$5.21M (deposit + AVD stamp duty HK$343,309 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,633
−HK$1,670/mo
▼ 0.25% · 3.875%
HK$27,461
−HK$842/mo
Today · 4.125%
HK$28,303
baseline
▲ 0.50% · 4.625%
HK$30,025
+HK$1,722/mo
Deposit HK$3.89M · loan HK$5.84M · min. income ≈ HK$56,606/mo (50% DSR)
Upfront cash ≈ HK$4.24M (deposit + AVD stamp duty HK$343,309 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,629
−HK$1,600/mo
▼ 0.25% · 3.875%
HK$30,423
−HK$806/mo
Today · 4.125%
HK$31,229
baseline
▲ 0.50% · 4.625%
HK$32,876
+HK$1,647/mo
Deposit HK$3.89M · loan HK$5.84M · min. income ≈ HK$62,458/mo (50% DSR)
Upfront cash ≈ HK$4.24M (deposit + AVD stamp duty HK$343,309 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,071
−HK$1,949/mo
▼ 0.25% · 3.875%
HK$32,038
−HK$982/mo
Today · 4.125%
HK$33,020
baseline
▲ 0.50% · 4.625%
HK$35,029
+HK$2,009/mo
Deposit HK$2.92M · loan HK$6.81M · min. income ≈ HK$66,040/mo (50% DSR)
Upfront cash ≈ HK$3.26M (deposit + AVD stamp duty HK$343,309 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,567
−HK$1,867/mo
▼ 0.25% · 3.875%
HK$35,494
−HK$940/mo
Today · 4.125%
HK$36,434
baseline
▲ 0.50% · 4.625%
HK$38,355
+HK$1,921/mo
Deposit HK$2.92M · loan HK$6.81M · min. income ≈ HK$72,868/mo (50% DSR)
Upfront cash ≈ HK$3.26M (deposit + AVD stamp duty HK$343,309 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,949
−HK$2,505/mo
▼ 0.25% · 3.875%
HK$41,192
−HK$1,262/mo
Today · 4.125%
HK$42,454
baseline
▲ 0.50% · 4.625%
HK$45,037
+HK$2,583/mo
Deposit HK$973K · loan HK$8.76M · min. income ≈ HK$84,908/mo (50% DSR)
Upfront cash ≈ HK$1.32M (deposit + AVD stamp duty HK$343,309 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,443
−HK$2,401/mo
▼ 0.25% · 3.875%
HK$45,635
−HK$1,209/mo
Today · 4.125%
HK$46,844
baseline
▲ 0.50% · 4.625%
HK$49,313
+HK$2,469/mo
Deposit HK$973K · loan HK$8.76M · min. income ≈ HK$93,688/mo (50% DSR)
Upfront cash ≈ HK$1.32M (deposit + AVD stamp duty HK$343,309 · Scale 2, in force from 26 Feb 2026)