LTV · monthly repayment
▼ 0.50% · 3.625%
HK$221,958
−HK$13,919/mo
▼ 0.25% · 3.875%
HK$228,863
−HK$7,014/mo
Today · 4.125%
HK$235,877
baseline
▲ 0.50% · 4.625%
HK$250,230
+HK$14,353/mo
Deposit HK$48.67M · loan HK$48.67M · min. income ≈ HK$471,754/mo (50% DSR)
Upfront cash ≈ HK$52.81M (deposit + AVD stamp duty HK$4,136,917 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$246,926
−HK$13,341/mo
▼ 0.25% · 3.875%
HK$253,549
−HK$6,718/mo
Today · 4.125%
HK$260,267
baseline
▲ 0.50% · 4.625%
HK$273,986
+HK$13,719/mo
Deposit HK$48.67M · loan HK$48.67M · min. income ≈ HK$520,534/mo (50% DSR)
Upfront cash ≈ HK$52.81M (deposit + AVD stamp duty HK$4,136,917 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$266,350
−HK$16,703/mo
▼ 0.25% · 3.875%
HK$274,635
−HK$8,418/mo
Today · 4.125%
HK$283,053
baseline
▲ 0.50% · 4.625%
HK$300,276
+HK$17,223/mo
Deposit HK$38.94M · loan HK$58.40M · min. income ≈ HK$566,106/mo (50% DSR)
Upfront cash ≈ HK$43.07M (deposit + AVD stamp duty HK$4,136,917 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$296,312
−HK$16,009/mo
▼ 0.25% · 3.875%
HK$304,259
−HK$8,062/mo
Today · 4.125%
HK$312,321
baseline
▲ 0.50% · 4.625%
HK$328,783
+HK$16,462/mo
Deposit HK$38.94M · loan HK$58.40M · min. income ≈ HK$624,642/mo (50% DSR)
Upfront cash ≈ HK$43.07M (deposit + AVD stamp duty HK$4,136,917 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$310,742
−HK$19,486/mo
▼ 0.25% · 3.875%
HK$320,408
−HK$9,820/mo
Today · 4.125%
HK$330,228
baseline
▲ 0.50% · 4.625%
HK$350,322
+HK$20,094/mo
Deposit HK$29.20M · loan HK$68.14M · min. income ≈ HK$660,456/mo (50% DSR)
Upfront cash ≈ HK$33.34M (deposit + AVD stamp duty HK$4,136,917 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$345,697
−HK$18,677/mo
▼ 0.25% · 3.875%
HK$354,968
−HK$9,406/mo
Today · 4.125%
HK$364,374
baseline
▲ 0.50% · 4.625%
HK$383,581
+HK$19,207/mo
Deposit HK$29.20M · loan HK$68.14M · min. income ≈ HK$728,748/mo (50% DSR)
Upfront cash ≈ HK$33.34M (deposit + AVD stamp duty HK$4,136,917 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$399,525
−HK$25,054/mo
▼ 0.25% · 3.875%
HK$411,953
−HK$12,626/mo
Today · 4.125%
HK$424,579
baseline
▲ 0.50% · 4.625%
HK$450,413
+HK$25,834/mo
Deposit HK$9.73M · loan HK$87.61M · min. income ≈ HK$849,158/mo (50% DSR)
Upfront cash ≈ HK$13.87M (deposit + AVD stamp duty HK$4,136,917 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$444,468
−HK$24,013/mo
▼ 0.25% · 3.875%
HK$456,388
−HK$12,093/mo
Today · 4.125%
HK$468,481
baseline
▲ 0.50% · 4.625%
HK$493,175
+HK$24,694/mo
Deposit HK$9.73M · loan HK$87.61M · min. income ≈ HK$936,962/mo (50% DSR)
Upfront cash ≈ HK$13.87M (deposit + AVD stamp duty HK$4,136,917 · Scale 2, in force from 26 Feb 2026)