LTV · monthly repayment
▼ 0.50% · 3.625%
HK$22,197
−HK$1,392/mo
▼ 0.25% · 3.875%
HK$22,888
−HK$701/mo
Today · 4.125%
HK$23,589
baseline
▲ 0.50% · 4.625%
HK$25,025
+HK$1,436/mo
Deposit HK$4.87M · loan HK$4.87M · min. income ≈ HK$47,178/mo (50% DSR)
Upfront cash ≈ HK$5.21M (deposit + AVD stamp duty HK$343,459 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,694
−HK$1,334/mo
▼ 0.25% · 3.875%
HK$25,357
−HK$671/mo
Today · 4.125%
HK$26,028
baseline
▲ 0.50% · 4.625%
HK$27,400
+HK$1,372/mo
Deposit HK$4.87M · loan HK$4.87M · min. income ≈ HK$52,056/mo (50% DSR)
Upfront cash ≈ HK$5.21M (deposit + AVD stamp duty HK$343,459 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,637
−HK$1,670/mo
▼ 0.25% · 3.875%
HK$27,465
−HK$842/mo
Today · 4.125%
HK$28,307
baseline
▲ 0.50% · 4.625%
HK$30,030
+HK$1,723/mo
Deposit HK$3.89M · loan HK$5.84M · min. income ≈ HK$56,614/mo (50% DSR)
Upfront cash ≈ HK$4.24M (deposit + AVD stamp duty HK$343,459 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,633
−HK$1,601/mo
▼ 0.25% · 3.875%
HK$30,428
−HK$806/mo
Today · 4.125%
HK$31,234
baseline
▲ 0.50% · 4.625%
HK$32,881
+HK$1,647/mo
Deposit HK$3.89M · loan HK$5.84M · min. income ≈ HK$62,468/mo (50% DSR)
Upfront cash ≈ HK$4.24M (deposit + AVD stamp duty HK$343,459 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,076
−HK$1,949/mo
▼ 0.25% · 3.875%
HK$32,043
−HK$982/mo
Today · 4.125%
HK$33,025
baseline
▲ 0.50% · 4.625%
HK$35,035
+HK$2,010/mo
Deposit HK$2.92M · loan HK$6.81M · min. income ≈ HK$66,050/mo (50% DSR)
Upfront cash ≈ HK$3.26M (deposit + AVD stamp duty HK$343,459 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,572
−HK$1,868/mo
▼ 0.25% · 3.875%
HK$35,499
−HK$941/mo
Today · 4.125%
HK$36,440
baseline
▲ 0.50% · 4.625%
HK$38,361
+HK$1,921/mo
Deposit HK$2.92M · loan HK$6.81M · min. income ≈ HK$72,880/mo (50% DSR)
Upfront cash ≈ HK$3.26M (deposit + AVD stamp duty HK$343,459 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,955
−HK$2,506/mo
▼ 0.25% · 3.875%
HK$41,198
−HK$1,263/mo
Today · 4.125%
HK$42,461
baseline
▲ 0.50% · 4.625%
HK$45,044
+HK$2,583/mo
Deposit HK$973K · loan HK$8.76M · min. income ≈ HK$84,922/mo (50% DSR)
Upfront cash ≈ HK$1.32M (deposit + AVD stamp duty HK$343,459 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,450
−HK$2,401/mo
▼ 0.25% · 3.875%
HK$45,642
−HK$1,209/mo
Today · 4.125%
HK$46,851
baseline
▲ 0.50% · 4.625%
HK$49,321
+HK$2,470/mo
Deposit HK$973K · loan HK$8.76M · min. income ≈ HK$93,702/mo (50% DSR)
Upfront cash ≈ HK$1.32M (deposit + AVD stamp duty HK$343,459 · Scale 2, in force from 26 Feb 2026)