LTV · monthly repayment
▼ 0.50% · 3.625%
HK$221,991
−HK$13,921/mo
▼ 0.25% · 3.875%
HK$228,896
−HK$7,016/mo
Today · 4.125%
HK$235,912
baseline
▲ 0.50% · 4.625%
HK$250,267
+HK$14,355/mo
Deposit HK$48.68M · loan HK$48.68M · min. income ≈ HK$471,824/mo (50% DSR)
Upfront cash ≈ HK$52.81M (deposit + AVD stamp duty HK$4,137,526 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$246,963
−HK$13,342/mo
▼ 0.25% · 3.875%
HK$253,586
−HK$6,719/mo
Today · 4.125%
HK$260,305
baseline
▲ 0.50% · 4.625%
HK$274,027
+HK$13,722/mo
Deposit HK$48.68M · loan HK$48.68M · min. income ≈ HK$520,610/mo (50% DSR)
Upfront cash ≈ HK$52.81M (deposit + AVD stamp duty HK$4,137,526 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$266,389
−HK$16,705/mo
▼ 0.25% · 3.875%
HK$274,675
−HK$8,419/mo
Today · 4.125%
HK$283,094
baseline
▲ 0.50% · 4.625%
HK$300,320
+HK$17,226/mo
Deposit HK$38.94M · loan HK$58.41M · min. income ≈ HK$566,188/mo (50% DSR)
Upfront cash ≈ HK$43.08M (deposit + AVD stamp duty HK$4,137,526 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$296,355
−HK$16,012/mo
▼ 0.25% · 3.875%
HK$304,303
−HK$8,064/mo
Today · 4.125%
HK$312,367
baseline
▲ 0.50% · 4.625%
HK$328,832
+HK$16,465/mo
Deposit HK$38.94M · loan HK$58.41M · min. income ≈ HK$624,734/mo (50% DSR)
Upfront cash ≈ HK$43.08M (deposit + AVD stamp duty HK$4,137,526 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$310,787
−HK$19,490/mo
▼ 0.25% · 3.875%
HK$320,455
−HK$9,822/mo
Today · 4.125%
HK$330,277
baseline
▲ 0.50% · 4.625%
HK$350,373
+HK$20,096/mo
Deposit HK$29.21M · loan HK$68.15M · min. income ≈ HK$660,554/mo (50% DSR)
Upfront cash ≈ HK$33.34M (deposit + AVD stamp duty HK$4,137,526 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$345,748
−HK$18,680/mo
▼ 0.25% · 3.875%
HK$355,021
−HK$9,407/mo
Today · 4.125%
HK$364,428
baseline
▲ 0.50% · 4.625%
HK$383,637
+HK$19,209/mo
Deposit HK$29.21M · loan HK$68.15M · min. income ≈ HK$728,856/mo (50% DSR)
Upfront cash ≈ HK$33.34M (deposit + AVD stamp duty HK$4,137,526 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$399,584
−HK$25,057/mo
▼ 0.25% · 3.875%
HK$412,013
−HK$12,628/mo
Today · 4.125%
HK$424,641
baseline
▲ 0.50% · 4.625%
HK$450,480
+HK$25,839/mo
Deposit HK$9.74M · loan HK$87.62M · min. income ≈ HK$849,282/mo (50% DSR)
Upfront cash ≈ HK$13.87M (deposit + AVD stamp duty HK$4,137,526 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$444,533
−HK$24,017/mo
▼ 0.25% · 3.875%
HK$456,455
−HK$12,095/mo
Today · 4.125%
HK$468,550
baseline
▲ 0.50% · 4.625%
HK$493,248
+HK$24,698/mo
Deposit HK$9.74M · loan HK$87.62M · min. income ≈ HK$937,100/mo (50% DSR)
Upfront cash ≈ HK$13.87M (deposit + AVD stamp duty HK$4,137,526 · Scale 2, in force from 26 Feb 2026)