LTV · monthly repayment
▼ 0.50% · 3.625%
HK$22,211
−HK$1,393/mo
▼ 0.25% · 3.875%
HK$22,902
−HK$702/mo
Today · 4.125%
HK$23,604
baseline
▲ 0.50% · 4.625%
HK$25,041
+HK$1,437/mo
Deposit HK$4.87M · loan HK$4.87M · min. income ≈ HK$47,208/mo (50% DSR)
Upfront cash ≈ HK$5.21M (deposit + AVD stamp duty HK$344,077 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,710
−HK$1,335/mo
▼ 0.25% · 3.875%
HK$25,373
−HK$672/mo
Today · 4.125%
HK$26,045
baseline
▲ 0.50% · 4.625%
HK$27,418
+HK$1,373/mo
Deposit HK$4.87M · loan HK$4.87M · min. income ≈ HK$52,090/mo (50% DSR)
Upfront cash ≈ HK$5.21M (deposit + AVD stamp duty HK$344,077 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,654
−HK$1,671/mo
▼ 0.25% · 3.875%
HK$27,483
−HK$842/mo
Today · 4.125%
HK$28,325
baseline
▲ 0.50% · 4.625%
HK$30,049
+HK$1,724/mo
Deposit HK$3.90M · loan HK$5.84M · min. income ≈ HK$56,650/mo (50% DSR)
Upfront cash ≈ HK$4.24M (deposit + AVD stamp duty HK$344,077 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,652
−HK$1,602/mo
▼ 0.25% · 3.875%
HK$30,447
−HK$807/mo
Today · 4.125%
HK$31,254
baseline
▲ 0.50% · 4.625%
HK$32,901
+HK$1,647/mo
Deposit HK$3.90M · loan HK$5.84M · min. income ≈ HK$62,508/mo (50% DSR)
Upfront cash ≈ HK$4.24M (deposit + AVD stamp duty HK$344,077 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,096
−HK$1,950/mo
▼ 0.25% · 3.875%
HK$32,063
−HK$983/mo
Today · 4.125%
HK$33,046
baseline
▲ 0.50% · 4.625%
HK$35,057
+HK$2,011/mo
Deposit HK$2.92M · loan HK$6.82M · min. income ≈ HK$66,092/mo (50% DSR)
Upfront cash ≈ HK$3.27M (deposit + AVD stamp duty HK$344,077 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,594
−HK$1,869/mo
▼ 0.25% · 3.875%
HK$35,522
−HK$941/mo
Today · 4.125%
HK$36,463
baseline
▲ 0.50% · 4.625%
HK$38,385
+HK$1,922/mo
Deposit HK$2.92M · loan HK$6.82M · min. income ≈ HK$72,926/mo (50% DSR)
Upfront cash ≈ HK$3.27M (deposit + AVD stamp duty HK$344,077 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,981
−HK$2,507/mo
▼ 0.25% · 3.875%
HK$41,224
−HK$1,264/mo
Today · 4.125%
HK$42,488
baseline
▲ 0.50% · 4.625%
HK$45,073
+HK$2,585/mo
Deposit HK$974K · loan HK$8.77M · min. income ≈ HK$84,976/mo (50% DSR)
Upfront cash ≈ HK$1.32M (deposit + AVD stamp duty HK$344,077 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,478
−HK$2,403/mo
▼ 0.25% · 3.875%
HK$45,671
−HK$1,210/mo
Today · 4.125%
HK$46,881
baseline
▲ 0.50% · 4.625%
HK$49,352
+HK$2,471/mo
Deposit HK$974K · loan HK$8.77M · min. income ≈ HK$93,762/mo (50% DSR)
Upfront cash ≈ HK$1.32M (deposit + AVD stamp duty HK$344,077 · Scale 2, in force from 26 Feb 2026)